home
RSS
Checks come as surprise under 'Obamacare'
Connie Kadansky recently received a $79 rebate check from her Arizona health insurance company.
July 27th, 2012
09:27 AM ET

Checks come as surprise under 'Obamacare'

Your check really might be in the mail.

By August 1, health insurance companies have to refund $1.1 billion in premiums to about 12.8 million customers, thanks to the Affordable Care Act.

The "80/20 rule" in the ACA mandates that health insurers spend at least 80% of their customers' premiums on health services, leaving no more than 20% for administrative costs and advertising. That means if an insurance company spends 78% of the money it collects on health benefits for customers, it has to send rebate checks for the additional 2%.

"The 80/20 rule in the Affordable Care Act is intended to ensure that consumers get value for their health care dollars," a letter accompanying the refund checks says.

Connie Kadansky recently received a $79 rebate check from her Arizona insurance company due to the rule.

"It was a surprise," says Connie Kadansky, who is self employed. "My insurance agent tells me that my insurance is going to skyrocket. He hates Obamacare. I read the letter and I said to myself, 'So what's wrong with this? This is good.'"

There's no way to know ahead of time if you qualify for a rebate, and although checks average $151 per household, there's a lot of variability. Check size depends on how your insurance company collected and spent premiums over the past year, specifically in your state.

In St. Louis, Rabbi Randy Fleisher received a $2,808 rebate check earlier this month for his synagogue, which pays 100% of the health insurance premiums for its ten full-time employees.

His Central Reform Congregation advocated for the Affordable Care Act and helped start "Missouri Healthcare for All."

"There's no doubt that it's a positive family value for people to have assurance that medical care will be coming to them in a way that's affordable and available, " says Rabbi Fleisher. "When you're sick, when there are health care challenges, that's about as vulnerable as you can get."

Not all rebates will come as checks in the mail. Companies have the option to refund credit cards used to pay premiums, or discount future premiums.

Insurers also decide under the health care law whether to charge customers more money upfront, knowing that they might have to refund that money later.

"The presence of a rebate should not be viewed as a sign that an insurer is deliberately over-charging its customers," says Adam Powell, a healthcare economist who consults for insurance companies.


soundoff (1,109 Responses)
  1. window tinting near me

    https://eshop.pasic.cz/redir.asp?WenId=13&WenUrllink=http://www.oc-rv.com

    May 6, 2021 at 13:07 | Report abuse | Reply
  2. dollar tree near me

    Hi, I do believe this is a great web site. I stumbledupon it 😉 I will come back once again since i have book-marked it. Money and freedom is the best way to change, may you be rich and continue to help others.

    http://www.buildingreputation.com/lib/exe/fetch.php?media=http://morelifeco.com

    May 6, 2021 at 13:14 | Report abuse | Reply
  3. google

    With havin so much written content do you ever run into
    any problems of plagorism or copyright infringement? My website has a lot of exclusive content
    I've either created myself or outsourced but it looks like a lot of it
    is popping it up all over the internet without my authorization. Do you know any techniques to
    help protect against content from being stolen? I'd definitely
    appreciate it.

    Stop by my blog post google

    May 6, 2021 at 15:26 | Report abuse | Reply
  4. hospitals near me

    Good blog you have got here.. It’s hard to find good quality writing like yours these days. I honestly appreciate individuals like you! Take care!!

    https://pmd-studio.com/blog/en?wptouch_switch=mobile&redirect=https://developingprospects.com34zxVq8

    May 6, 2021 at 17:07 | Report abuse | Reply
  5. cheesecake factory near me

    http://satomitsu.com/cgi-bin/rank.cgi?mode=link&id=1195&url=https://www.oc-rv.com

    May 6, 2021 at 17:12 | Report abuse | Reply
  6. trusted tire orange ca

    http://www.wastedhumanity.com/3aodtQJrymQ

    May 6, 2021 at 17:18 | Report abuse | Reply
  7. local rv repair shops

    http://www.tonvid.com/info.php?video_id=SRd_j5S7044

    May 6, 2021 at 17:22 | Report abuse | Reply
  8. Forklift Extensions Orange County

    Hi, I do think this is a great web site. I stumbledupon it 😉 I am going to revisit once again since i have book marked it. Money and freedom is the greatest way to change, may you be rich and continue to help other people.

    https://androidmafia.ru/video/3s_RMFoFAYI

    May 6, 2021 at 17:44 | Report abuse | Reply
  9. Brewing Classes Near Me

    Oh my goodness! Impressive article dude! Thanks, However I am encountering problems with your RSS. I don’t understand the reason why I cannot subscribe to it. Is there anybody getting the same RSS problems? Anyone that knows the solution will you kindly respond? Thanks!!

    https://image.google.as/url?rct=i&sa=t&url=https://allbrewsupplies.com

    May 6, 2021 at 17:46 | Report abuse | Reply
  10. Forklift For Sale Los Angeles

    http://uk.youtuberepeater.com/watch?v=PgO6MrX7rSc

    May 6, 2021 at 17:50 | Report abuse | Reply
  11. Forklift Repair Orange County

    Howdy! This blog post couldn’t be written much better! Looking through this article reminds me of my previous roommate! He constantly kept preaching about this. I will forward this article to him. Pretty sure he's going to have a very good read. Many thanks for sharing!

    https://cse.google.com.au/url?sa=i&source=web&rct=j&url=https://forkliftsforsalenearme.com

    May 6, 2021 at 20:16 | Report abuse | Reply
  12. 토토

    I couldn't refrain from commenting. Very well written!

    May 6, 2021 at 21:17 | Report abuse | Reply
  13. google

    Its like you read my mind! You appear to know so much about this,
    like you wrote the book in it or something. I think that you can do with
    a few pics to drive the message home a little bit, but instead of
    that, this is magnificent blog. A fantastic read. I will certainly be back.

    Look at my blog post google

    May 6, 2021 at 21:40 | Report abuse | Reply
  14. propane gas near me

    https://www.dinersclubcard.ru/bitrix/rk.php?id=48&event1=banner&event2=click&event3=1+/+%5B48%5D+%5BMAIN_BOTTOM%5D+Diners+Club+Privileges&goto=http://www.ocrvmotorsports.biz

    May 7, 2021 at 04:05 | Report abuse | Reply
  15. motorhome remodeling companies

    http://ukraincy.wm.pl/tv/video/youtube/ZHUFNkLBHms

    May 7, 2021 at 06:22 | Report abuse | Reply
  16. watch repair fullerton

    http://www.ritmoflow.com/?videos=Dance&v=DP5ynTwOgXY

    May 7, 2021 at 06:27 | Report abuse | Reply
  17. Craft Wine Companies

    https://image.google.td/url?sa=j&source=web&rct=j&url=https://craftbrewersofboise.com

    May 7, 2021 at 08:26 | Report abuse | Reply
  18. Forklift For Sale Near Me

    You've made some really good points there. I checked on the internet for more information about the issue and found most individuals will go along with your views on this website.

    http://www.tonvid.com/info.php?video_id=kS-DB09uj-0

    May 7, 2021 at 08:32 | Report abuse | Reply
  19. Wine Kegs

    http://fotoparta.cz/external.php?url=https://craftbrewersofboise.com

    May 7, 2021 at 08:32 | Report abuse | Reply
  20. internet providers near me

    It’s hard to find experienced people on this topic, however, you seem like you know what you’re talking about! Thanks

    http://ww.ypassociation.org/Click.aspx?url=https://www.makemoneymommas.com

    May 7, 2021 at 14:53 | Report abuse | Reply
  21. escape rooms near me

    Great info. Lucky me I found your website by chance (stumbleupon). I have book marked it for later!

    http://www.predatormastersforums.com/adbanner/adclick.php?bannerid=92&zoneid=0&source=&dest=https://rvmarketingexperts.com

    May 7, 2021 at 14:58 | Report abuse | Reply
  22. also on

    Why visitors still make use of to read news papers when in this technological globe the whole thing is presented on net?

    Have a look at my page; also on

    May 7, 2021 at 14:58 | Report abuse | Reply
  23. Best Universities in Africa

    Hey! Do you use Twitter? I'd like to follow you
    if that would be ok. I'm definitely enjoying your blog and look forward
    to new updates.

    Also visit my web page – Best Universities in Africa

    May 7, 2021 at 15:02 | Report abuse | Reply
  24. visit

    I'm really loving the theme/design of your website. Do you ever
    run into any web browser compatibility issues? A handful
    of my blog readers have complained about my site not working correctly in Explorer
    but looks great in Chrome. Do you have any tips to help fix this problem?

    Feel free to surf to my website: visit

    May 7, 2021 at 15:56 | Report abuse | Reply
  25. rv interior remodeling near me

    https://thewikihow.com/video_WypDK0r9xPg

    May 7, 2021 at 19:37 | Report abuse | Reply
  26. rv repair centers near me

    https://mimizo.ru/video/swnJdHAlat8

    May 7, 2021 at 19:42 | Report abuse | Reply
  27. Social Media Marketing Firm

    http://foam-on-demand.com/__media__/js/netsoltrademark.php?d=affordableranking.com

    May 7, 2021 at 23:03 | Report abuse | Reply
  28. Social Media Marketing Firms

    Everything is very open with a really clear clarification of the challenges. It was definitely informative. Your site is useful. Thank you for sharing!

    http://zneinc.com/__media__/js/netsoltrademark.php?d=affordableranking.com

    May 7, 2021 at 23:08 | Report abuse | Reply
  29. rv repair shops

    Aw, this was an exceptionally good post. Taking a few minutes and actual effort to create a superb article… but what can I say… I hesitate a whole lot and don't seem to get anything done.

    http://subzerosports.com/__media__/js/netsoltrademark.php?d=ocrvcenter.com

    May 7, 2021 at 23:20 | Report abuse | Reply
  30. Google Marketing Jobs

    You've made some really good points there. I looked on the web to find out more about the issue and found most individuals will go along with your views on this web site.

    http://www.priyo.com/feed/redirection?url=http://www.affordableranking.com

    May 8, 2021 at 00:34 | Report abuse | Reply
  31. Social Media Marketing Near Me

    Hello! I simply want to give you a huge thumbs up for your great info you have right here on this post. I will be returning to your blog for more soon.

    https://kaigo24.net/blog/?wptouch_switch=desktop&redirect=http3A2F2Faffordableranking.com

    May 8, 2021 at 00:36 | Report abuse | Reply
  32. Internet Marketing Review

    I need to to thank you for this good read!! I absolutely enjoyed every bit of it. I've got you book marked to check out new things you post…

    https://www.saabsportugal.com/forum/index.php?thememode=mobile&redirect=https://www.affordableranking.com

    May 8, 2021 at 02:06 | Report abuse | Reply
  33. Printing London

    Can you tell us more about this? I'd love to find out more
    details.

    May 8, 2021 at 09:38 | Report abuse | Reply
  34. Content Marketing Firms

    http://emporiumshopping.com/go.php?url=affordableranking.com

    May 8, 2021 at 09:43 | Report abuse | Reply
  35. Internet Marketing Event

    You are so interesting! I do not believe I've read anything like this before. So good to find someone with some unique thoughts on this issue. Seriously.. many thanks for starting this up. This site is one thing that is required on the internet, someone with a little originality!

    http://www.compufix.com/__media__/js/netsoltrademark.php?d=affordableranking.com

    May 8, 2021 at 10:02 | Report abuse | Reply
  36. Social Media Marketing Services

    I need to to thank you for this very good read!! I definitely loved every little bit of it. I've got you book marked to look at new things you post…

    http://dinnerreservations.us/__media__/js/netsoltrademark.php?d=affordableranking.com

    May 8, 2021 at 12:36 | Report abuse | Reply
  37. Video Marketing Companies Near Me

    Way cool! Some very valid points! I appreciate you writing this post and the rest of the site is also really good.

    http://www.toddlertv.com/__media__/js/netsoltrademark.php?d=affordableranking.com

    May 8, 2021 at 13:12 | Report abuse | Reply
  38. Local Marketing Center

    http://www.equsa.com/__media__/js/netsoltrademark.php?d=affordableranking.com

    May 8, 2021 at 13:17 | Report abuse | Reply
  39. trucker jobs near me

    The very next time I read a blog, I hope that it does not fail me just as much as this particular one. I mean, I know it was my choice to read, but I really believed you would have something helpful to talk about. All I hear is a bunch of complaining about something you could possibly fix if you were not too busy searching for attention.

    http://sitelogr.com/__media__/js/netsoltrademark.php?d=ocrvcenter.com

    May 8, 2021 at 13:58 | Report abuse | Reply
  40. window blinds repair san diego

    https://cse.google.de/url?q=https://ocrvcenter.com

    May 8, 2021 at 14:04 | Report abuse | Reply
  41. Togel Online

    Hey very nice blog!

    May 8, 2021 at 14:28 | Report abuse | Reply
  42. Digital Marketing Events

    I blog often and I seriously appreciate your content. This article has really peaked my interest. I'm going to bookmark your blog and keep checking for new details about once a week. I subscribed to your RSS feed as well.

    https://totalfootandankleassociates.com/__media__/js/netsoltrademark.php?d=affordableranking.com

    May 8, 2021 at 14:48 | Report abuse | Reply
  43. Internet Marketing Agencies

    I’m impressed, I have to admit. Rarely do I come across a blog that’s both equally educative and interesting, and without a doubt, you've hit the nail on the head. The issue is something that not enough folks are speaking intelligently about. I'm very happy that I found this during my hunt for something relating to this.

    https://www.wiota.net/__media__/js/netsoltrademark.php?d=affordableranking.com

    May 8, 2021 at 14:53 | Report abuse | Reply
  44. Finance

    I do not know whether it's just me or if everyone else experiencing issues with your site.
    It seems like some of the text within your content are running off the screen. Can someonhe else pleasse
    comment and let me know if this is happening too them as well?
    This could be a issue with my browser because I've had thiss
    happen before. Cheers

    May 8, 2021 at 15:37 | Report abuse | Reply
  45. Social Media Marketing Ideas

    You are so awesome! I don't believe I've truly read anything like this before. So nice to find someone with a few genuine thoughts on this subject matter. Seriously.. many thanks for starting this up. This web site is one thing that is required on the web, someone with a bit of originality!

    http://oxytherapy.com/__media__/js/netsoltrademark.php?d=affordableranking.com

    May 8, 2021 at 16:18 | Report abuse | Reply
  46. Content Marketing Programs

    Hello there, I think your website may be having internet browser compatibility problems. When I look at your site in Safari, it looks fine but when opening in IE, it has some overlapping issues. I just wanted to provide you with a quick heads up! Apart from that, wonderful blog!

    https://www.kartcafe.it/adv/www/delivery/ck.php?ct=1&oaparams=2__bannerid=11__zoneid=6__cb=3576663b60__oadest=https://affordableranking.com

    May 8, 2021 at 18:17 | Report abuse | Reply
  47. Seo Marketing Jobs

    https://www.versitec.org/__media__/js/netsoltrademark.php?d=affordableranking.com

    May 8, 2021 at 18:19 | Report abuse | Reply
  48. watch movies free

    We're a bunch of volunteers and starting a brand new scheme
    in our community. Your site provided us with helpful info
    to work on. You've performed an impressive job and our entire neighborhood might be thankful
    to you.

    May 8, 2021 at 18:42 | Report abuse | Reply
  49. Internet Marketing Agency Near Me

    Saved as a favorite, I like your blog!

    https://www.dcbarandgrill.net/__media__/js/netsoltrademark.php?d=affordableranking.com

    May 8, 2021 at 20:45 | Report abuse | Reply
  50. Content Marketing Market

    http://jekyllisland360.com/__media__/js/netsoltrademark.php?d=affordableranking.com

    May 8, 2021 at 22:44 | Report abuse | Reply
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21

Post a comment


 

CNN welcomes a lively and courteous discussion as long as you follow the Rules of Conduct set forth in our Terms of Service. Comments are not pre-screened before they post. You agree that anything you post may be used, along with your name and profile picture, in accordance with our Privacy Policy and the license you have granted pursuant to our Terms of Service.

Advertisement
About this blog

Get a behind-the-scenes look at the latest stories from CNN Chief Medical Correspondent, Dr. Sanjay Gupta, Senior Medical Correspondent Elizabeth Cohen and the CNN Medical Unit producers. They'll share news and views on health and medical trends - info that will help you take better care of yourself and the people you love.