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Nearly 50 million Americans uninsured, CDC says
March 23rd, 2011
04:54 PM ET

Nearly 50 million Americans uninsured, CDC says

Almost 50 million Americans are without health insurance– 3 million more than a year ago, according to a report from the Centers for Disease Control and Prevention.  The report finds one in five people were uninsured during some portion of the last 12 months.

Over the past decade, the number of adults 18-64 without medical coverage has gone up but the number of children lacking insurance has gone down, according to the CDC.

An expert with the Kaiser Family Foundation who monitors these figures says the economy is partly to blame.

"In the U.S., people's insurance coverage is linked to their jobs and so when people lose jobs, they lose the insurance coverage that comes with it," says Rachel Garfield senior researcher and associate director at the Kaiser Commission on Medicaid and the Uninsured.

More than a third of unemployed adults under age 65 have been without health insurance for more than a year compared with about one in six adults who are still working, according to the CDC.

But since the late 1990s, government programs have expanded coverage for children so now only 8.2% of them do not have some type of medical assistance.

People in the South and West were less likely to enroll in a health plan. And adult males younger than 65 were more likely to be uninsured than their female counterparts.

Researchers say that of 68,000 Americans surveyed, two-thirds are considered in good health but that's down from a decade ago.

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Filed under: CDC

soundoff (225 Responses)
  1. skarrlette

    But we don't need health care reform? Its ok for a industrialized rich county to have 50 million of its population uninsured. Thats good so they can all get diseases and pass them around to the ones that are insured.

    Is that what repbulicans are trying to tell me?

    March 23, 2011 at 17:17 | Report abuse | Reply
    • Chuck

      Health insurances and health care are two different things. One doesn't need health insurances to receive a health care

      March 23, 2011 at 17:25 | Report abuse |
    • Justin

      Pretty much; if any adult is unable to afford healthcare, be it for any reason, then maybe they don't deserve to live a healthy life.

      March 23, 2011 at 17:26 | Report abuse |
    • Harry Ball

      "One doesn't need health insurances to receive a health care"

      How do I sign up for THAT? My premiums are killing me.

      March 23, 2011 at 17:35 | Report abuse |
    • Harry Ball

      "Pretty much; if any adult is unable to afford healthcare, be it for any reason, then maybe they don't deserve to live a healthy life"

      Whats affordable for one person my not be affordable for others. Who decides what is and is not affordable? You?

      March 23, 2011 at 17:37 | Report abuse |
    • Michelle

      "Justin – Pretty much; if any adult is unable to afford healthcare, be it for any reason, then maybe they don't deserve to live a healthy life."

      Your an inconsiderate moron!!!!!! My husband & I both work (me part-time since having my hours cut last yr) but we still can't afford $1,200 a month for insurance. That is basically 2 weeks salary for my husband. We live modestly (rent, old cars, etc. etc). We support ourselves & our child with NO assistance from the government. We work very hard for what we have so to say we aren't deserving of having healthy lives is just plain ignorant.

      March 23, 2011 at 17:43 | Report abuse |
    • bb

      No, the Republicans are telling you that almost 300,000,000 Americans ARE INSURED! and Chuck couldn't be more so on the ball! Just because you dont have Health insurance doesn't mean you are not getting medical care. The difference is that the Democrats are you telling you to shell more out of your pocket in taxes to pay for them!

      March 23, 2011 at 20:09 | Report abuse |
    • Steve P

      Chuck...you are absolutely right. If you don't have health insurance you will still get health care provided. The problem is, you are going to present to the ER with higher acuity illness and rack up huge medical bills that will go unpaid. The hospital will only recoup a small portion of that through tax write offs. The remainder is lost revenue. How will the healthcare facility recover that lost revenue? Simple. They will raise the cost of healthcare as a whole to recover lost revenue from unpaid medical bills. Those higher bills will get passed to fewer and fewer insured in the means of higher premiums and higher out of pockets. It's simple cost shifting, a phenomenon that anyone in healthcare recognizes. It's unavoidable with 50 million uninsured and even more underinsured. With that many individuals lacking adequate insurance coverage, there is no way to curb the cost of healthcare and no way to slow skyrocketing insurance premiums. As a result, healthcare coverage will become more cost prohibitive, the number of uninsured will grow, the unpaid medical bills will increase, the hospital will lose more revenue, they will raise costs even more, insurance will become even more cost prohibitive. Cost shifting is a vicious cycle and it is unavoidable with the number of uninsured. You can talk all the healthcare payer reform you want, but until that gap of uninsured/underinsured is cut way, way down, you cannot contain healthcare costs and rising insurance premiums. It's a cardinal rule.

      March 23, 2011 at 21:44 | Report abuse |
    • Mark

      We need health care reform. What the Republicans protested was a health care bill that never addressed true reform. That's what most still do not realize. The only way to get true reform is to go after the insurance and drug companies and tell them profits are not more important than people. Sadly, no one from either party has enough gumption to actually do what is truly needed.

      March 23, 2011 at 23:54 | Report abuse |
    • John

      You are free to send additional money to the IRS if you don't believe you are contributing enough. You could probably designate it for healthcare. You could also contribute by helping a person or family without insurance by purchasing it for them. My guess though is that you expect OTHER people to "contribute" more money, not you.

      March 24, 2011 at 06:38 | Report abuse |
    • Naomi

      skarrlette, Health Care is getting your health checked out by a doctor. Health insurance is something you buy to help with the cost of Health care. And even if you have Health insurance, YOU can spread your dirty germs anywhere, to anyone. You must be some moron not to know the difference.

      March 24, 2011 at 07:18 | Report abuse |
    • SpiderMan

      WOW....do you show your stupidity in a clear and idiotic form...!!

      first off.......what kind of lemming iTard can even conclude that a country with a 14+ TRILLION DOLLAR DEBT is rich???
      (its the kind of iTard lemmings like you with your 'financial handling' knowledge that has gotten this country into the financial mess it is in)

      second........no, they are not telling you that you iTard............they're saying...........YOU HAVE NO RIGHT TO FORCE ANOTHER PERSON TO PURCHASE AN ITEM OR SERVICE YOU WANT THEM TO HAVE THAT THEY DONT WANT!

      welcome to the real world.....brains are not required as you may see by many of the lemmings here....but if you can use one...please do us all a favor and turn it on.....it WILL be a great help to everyone!

      March 24, 2011 at 08:48 | Report abuse |
    • chefdugan

      All insurance companies are nothing but corporate vultures, cherry-picking their customers and using obscure reasons for turning others down. They are making the best case for government funded health insurance and I sincerely hope we get it.

      March 24, 2011 at 09:10 | Report abuse |
    • mustafa sayar

      INSURANCE IS BEING MORE AND MORE DIFFICULT AND EXPENSIVE IN TODAY'S SOCIETY. IT'S A SHAME THAT A FAMILY OF 4 HAS TO PAY $1100 A MONTH TO COVER EVERYONE. THE NEXT BEST OPTION THAT IS AFFORDABLE, CONVENIENT AND HELPFUL WOULD BE DISCOUNTED HEALTH BENEFITS. FOR $20.00 A MONTH YOU CAN GET DISCOUNTED HEALTH & DENTAL BENEFITS FOR A FAMILY OF FOUR!! IT SOUNDS TOO GOOD TO BE TRUE BUT YOU CAN SEE FOR YOURSELF, CHECK OUT THEIR WEBSITE AT OURBENEFITSPOT.COM. I'VE SEEN ALOT OF PEOPLE HAVE GREAT SUCCESS WITH THEM.

      March 24, 2011 at 12:46 | Report abuse |
    • Rainey

      We are about to lose our insurance since COBRA is about to run out. Now we face having zero health insurance due to my husband's health issues. The high risk pool available in our state of Ohio has a mandatory 6 month waiting period before you can even apply. The issue being just one crisis would financially ruin us....just one! This mandatory waiting periods must be done away with for folks. The worry/stress alone is enough to make one ill. Seriously....who thought up this 6 month waiting period stipulation anyway. It makes no sense at all.........HELP!

      March 24, 2011 at 14:17 | Report abuse |
    • Daryl

      50 milliom Mexicans in the U.S. now. Hum, same number.

      March 24, 2011 at 14:23 | Report abuse |
    • Larry

      @SpiderMan: "WOW....do you show your stupidity in a clear and idiotic form...!!"

      Why is it that people who spend so much time calling people stupid seem the least intelligent?

      "first off.......what kind of lemming iTard can even conclude that a country with a 14+ TRILLION DOLLAR DEBT is rich???"

      One who obviously smarter than you. The government may be in debt, but country as a whole has the greatest net worth out of all nations. Our economy is more than twice the size of second place China's.

      Your profuse name-calling and highly emotional comment suggests you lack the ability to intelligently discuss issues.

      March 24, 2011 at 16:14 | Report abuse |
    • Daniel B

      Daniel B

      Hello, Here is some info that you might be interested in:
      My name is Daniel Berru and I am an agent for a health insurance company and I can definitely help any of you here with obtaining health insurance coverage if you are interested. Just a brief summary for you, I work for a company called Family Care which has been around for 28 years now and our Insurance Division is American Workers Insurance Services otherwise known as AWIS. We are what's called Association Healthcare & our company is geared towards people like you who have lost their health coverage due to a layoff, qualifying issues, or simply because you just cannot afford it. Without overwhelming you with a ton of information all at once, I can tell you that I can get you covered as an individual for our lowest plan at $59.95 a month. Our most popular plan is the Care Choice plan which covers you and your family. On this plan you and your entire family will be covered fully with health insurance as well as even Life Insurance along with numerous other benefits that will help you out. This plan is $99.95 a month with a one time $100.00 application fee. Imagine getting your entire family covered for under $100 a month. The annual premiuim will never change on you. If you sign up for the Care Choice plan at $99.95, then your monthly payments will always be locked in for you at that price. Of course you can downgrade and upgrade to other packages at any time without having to pay the application fee again. If you would like to contact me for more info and a
      possible time to get together to discuss your options either in person or over the phone, then please call me directly
      at (661) 312-7797. I am located in Southern California but can help you get insured wherever you are in the country. I invite you to also visit dberru.awiscard.com to view the actual plans in advance and get a quick idea of what is available to you. While on that site, you can click on the "CONTACT" button to also get in contact with me. I have FREE Prescriptions cards that are for clients that purchase a plan. These cards are just an added bonus that gives you a savings of anywhere from 10% to 80% off any of your generic or name brand prescriptions. It can be used permanently over and over again at thousands of pharmacies including Wal-Mart, Walgreens, CVS, Kroger and many more. Please let me know if you are interested and I will do whatever I can to relieve some of that financial stress for you in regards to health insurance. This will definitely help you and ease your mind about atleast having health coverage in case of an accident, injury, illness or just your routine doctor appts. If you decide to go a different route, than I wish you the very best in these tough times. If I can help answer or assist you in anyway, then I look forward to hearing from you. Thank you all in advance.

      – Agent: Daniel Berru #43864

      – Phone: (661) 312-7797

      – dberru.awiscard.com – Information on the health plans

      – healthcaresavings247.com – Short 15 minute video overview about the company and its Insurance plans available to you

      August 15, 2011 at 02:01 | Report abuse |
  2. Ryan

    In a free society, if 50 million people decide they don't want to pay for health insurance, that's their choice. That's a free market working exactly the way it should. Democrat / Interventionist policies cause every problem we have. There is absolutely nothing wrong with free market, the very fact that they fail is evidence of its freedom and perfection.

    March 23, 2011 at 17:30 | Report abuse | Reply
    • David

      Wow you are a clueless moron. 50 Million people don't choose not to buy insurance they cannot afford it you peabrain.

      March 23, 2011 at 17:37 | Report abuse |
    • John

      Too many fools that have no idea what the cost is, for emergency room visits. Too many fools that don't understand who is already paying hospitals for those emergency room visits. They sit there and scratch their head, wondering why the cost of healthcare continues to skyrocket. They can't seem to understand why few if any medical facilities are filing for bankruptcy in spite of all those uninsured people. FEAR THAT DREADED SOCIALIZED MEDICINE (especially when you're too dumb to understand what's been happening for decades)

      March 23, 2011 at 17:50 | Report abuse |
    • Moe

      Ryan, You are either the most pathertic moron on here, the most self absorbed or both. There is no free market, the people that have insurance pay too much because we pay for the people that do not have insurance. The people without insurance get the most expensive care because they go to the ED instead of regular doctor's visits. The insurance and pahrmacetical companies profiteer and you sit like the simple one saying there is no problem. Chuck, providing healthcare is one of the things that the governemnt does well especially when compared to the insurance companies.
      One thing for sure, American is the land of the free and the home of so many morons.

      March 23, 2011 at 17:54 | Report abuse |
    • browardcountyboy

      Ryan:

      Does this mean that if you lose your health insurance, you will be content because the market has worked the way it is suppossed to?

      March 23, 2011 at 17:57 | Report abuse |
    • Ryan

      why do none of my replies appear

      March 23, 2011 at 18:16 | Report abuse |
    • Addison

      Some can't afford it and some cannot get it. Pre-existing conditions make it almost impossible to get health insurance. Even the so-called State Pools, who are insurers of last resort, offer insurance for approximately $3,100. per month for minimum coverage. I suppose that at $36,000 a year for insurance, it probably does make more sense to go without insurance and pay the health care out of cash flow saved by not using the "lifeline" insuraznce fomr the State pool. CHeck into hospitals as John Doe and leave when you are better. You don't really have to pay that way and the rest of the users of the hospitals services will kick in to cover you.

      In the end, everyone can be covered directly, or indirectly. It just costs the individual less to do it indirectly. If we really wanted to have affordable health care, everyone would be in the same pool and the insurance companies would operate on something less than the 16% overhead they get today. Even Medicare brings the overhead rate in at under 3%.

      March 23, 2011 at 21:22 | Report abuse |
    • Peter

      And for all the people that are deemed un-insurable by the insurance industry???????

      March 23, 2011 at 23:20 | Report abuse |
    • VeggieLvr

      HA! I should be so lucky to not be able to afford insurance. NO COMPANY WILL TAKE ME, due to a genetic thyroid condition. So for those of us that can't even get insurance, STFU Ryan.

      March 24, 2011 at 06:31 | Report abuse |
    • SpiderMan

      hey Ryan,

      i wouldn't listen to a single word the lemming david wrote.....

      how in the world do these iTard imbeclies actually think they know what 50 million othe people think or know???

      he's just another one of those typical lemmings that just blindly follow and believe what the lemming next to them tells them......they NEVER have the ability to think for themselves as they've given it up in the name of iTardation.

      the lemming factor always has to be considered when communicating with people like david and 99.999% of the rest of the humans on ths planet.

      LOL.....i've seen monkey's in zoo's with fingers in their bums that have more brainpower and ability that most of the lemming iTards in this world! (and that aint no joke!)

      March 24, 2011 at 09:00 | Report abuse |
    • chefdugan

      One of the most stupid comments I have ever read. You need a brain transplan badly. That is if your insurance carrier will cover it.

      March 24, 2011 at 09:12 | Report abuse |
    • DL

      Clueless Ryan. I know tons of people without healthcare (i'm one of them due to preexisting)...it's not by choice. Here's the reality of our system, one group who needs it, works, pays taxes JUST LIKE YOU are told forget it you can't have it. So when they do get sick, the hospitals raise their rates, sell the note to a collection agency which in turn seizes every asset, source of income down to your last $5..I've seen it time and time again, and there are 2 offices in this small town that's all they do..so I would love to show these GOP'ers the REAL health care system because up to this point, all I've heard are a flat out bunch of lies. BTW, if Canadian healthcare was so bad..you wouldn't have Palin going there for treatment instead of the US..she actually did, so why don't you look that one up to.

      March 24, 2011 at 09:35 | Report abuse |
    • Ned

      Ryan,

      Wow, you sound like an absolute idiot!! At first when I read your post, I thought no one could really be this ignorant. However, I sadly concluded that you were serious and this Country has many that think like you in it. That is very sad.

      March 24, 2011 at 11:18 | Report abuse |
    • Pumbaa

      I suppose if 50 million Americans decide to pay no income tax then that is their right. But wait, I have read that about 50% of people filing income tax pay no taxes at all and that the government takes my taxes and gives it to them. It is called unearned income?

      March 24, 2011 at 15:06 | Report abuse |
    • Larry

      Ryan, if you'd like, I can call Rush Limbaugh and Glenn Beck and tell them your brainwashing is complete.

      March 24, 2011 at 16:15 | Report abuse |
    • Fred Evil

      Anyone who CHOOSES not to have health insurance is playing Russian Roulette with other people's money. The hospital will not refuse to treat you, they HAVE TO by law. So you run up a huge bill you can't pay.
      Where does that money come from Ryan? From you and me.
      Healthcare should not be a for-profit business. Healthcare should be available to any American citizen, just as free law enforcement is.

      March 24, 2011 at 16:40 | Report abuse |
  3. effelbee

    It will astonish future historians to see tha the richest country in the history of the world did not see to the health care of 50 million of its citizens. Only the GOP can insist that creating coverage for the vast majority of them is wrong. I have spoken to a large number of doctors, and interestingly every single one of them says the best way to guarantee health care is a single payer system, just ike Social Security. They admit they will ean less but it is best for society. My daughter is one of those doctors.

    March 23, 2011 at 17:31 | Report abuse | Reply
    • Ryan

      I live in one of those single payer countries (Canada) and if you guys want it, you can have it – it's really is a terrible system though. It is impossible to manage and much too large to effectively operate – and we only have 35 million people. A single payer system wll get everyone covered, but it will also decrease the quality of care for everyone. You can't train enough doctors, nurses, specialists etc. fast enough to meet the demand it would create. I would guarantee you that if the US moved to a single payer system the health care industry would be the next industry to need a bail out and would be deemed "too big to fail". That worked out so well last time didn't it?

      March 23, 2011 at 17:39 | Report abuse |
    • Xman

      Ryan, are you assuming a single payer system will be implemented or even mean the same thing as it does in Canada? Can such a system be implemented in a different manner than in Canada? My Father in Law is Canadian and he's had to endure 8 months of pain while he waits for a hip replacement, but at least you folks don't go through life worrying that you can be financially bankrupt because of medical bills. Here in the US its a frightening reality.

      March 23, 2011 at 17:47 | Report abuse |
    • Ryan

      Xman – I'm not trying to make any assumption about the form of implementation it would take in the US. But whatever form it takes will have an impact on the rest of the world. In a globalized economy, what the US does affects every other country in the world – especially Canada that's why I follow your domestic policy news so closely. Unfortunately single payer systems mean the single payer is the government – always. It may sound great in theory, but in practical application it will become the nightmare it is here. I sympathize with your father in law, I work in the health care field and hear these problems every single day. There are queues that can last up to as long as 18 months and more here because we are constrained by budgetary constraints and the reality that there are only so many appointments / procedures that can be scheduled in a day.

      As for the financials stress that exists in the US because of insurance premium costs, again I sympathize but we pay substantially higher taxes than our US cousins and our tax base is much broader. The only people exempt from paying income taxes here are those that make less than $18,000 a year. In 2010, according to the NYT, 47% of US households paid no income tax. You will need to to make everyone pay something in order to finance a single payer system in the US and I don't think there's a politician anywhere in the US that's willing to alienate middle class and lower middle class folks by raising their taxes. Maybe I'm wrong – hopefully.

      March 23, 2011 at 18:05 | Report abuse |
    • Tiffany

      Bravo! They have been very honest with you. Thank you for your post.

      March 23, 2011 at 18:39 | Report abuse |
    • kdw31

      Ryan I've moved to Canada for a short time from the US. I have loved the healthcare here. You mention taxes, but fail to realize that people in the US pay for their health insurance and then have to pay out of pocket co-pays and deductibles. The employer usually also pays a portion of the health insurance cost which depresses wages. When we did the math we ended up paying a similar amount in taxes in Canada as we would have paid for taxes, insurance costs, and medical expenses in the US. Wait times are long for procedures that aren't life threatening or time sensitive. Sure it can be bad if you are the one who has to wait, but think about what it is like for some people in the US with no insurance. Many go through life with absolutely no medical care and live with debilitating conditions that may never be treated.

      March 23, 2011 at 21:05 | Report abuse |
    • charles s

      Ryan – Money is money, whether you pay in taxes or insurance premiums. You have medical care paid for by taxes, in the US it is paid for by premiums. Do you have any idea what medical insurance cost in the US? Here is the cost in 2008:
      "The average cost of a family policy offered by employers was $13,375 this year, up 5% from 2008, the Kaiser Family Foundation and the Health Research & Educational Trust survey found. By comparison, wages rose 3% over that period, the study said" see
      http://www.usatoday.com/money/industries/health/2009-09-15-insurance-costs_N.htm
      Do you pay an extra $13,375 per year for health insurance for your family?

      March 23, 2011 at 22:58 | Report abuse |
    • Larry

      Ryan, I'm not buying your schtick. Many countries have single payer health care systems or some variation of single payer, and it works quite well in some countries. From what I hear from my daughter who lives in Canada it works pretty well there. Canada does have issues with wait times for certain types of care, but not all, and overall Canada has pretty good health care outcomes. And they do it spending about half of what we spend per capita. You sound like someone in our health care industry who wants to make Americans afraid of health care reform.

      Our health care system performs more poorly on a variety of measures than Canada's, tens of millions of people aren't covered, and we still manage to spend over $3,000 more per person. And that's not even considering the more than a million Americans annually who deplete their savings getting medical care, take on huge medical debts they will be paying for years, and go bankrupt because of medical debt. One in eight advanced cancer patients stops getting treatment because of cost, and in families with incomes under $40K that number is one in four.

      One of the great things about a system like Canada's is that ordinary people with no medical training aren't expected to diagnose their symptoms to decide if they warrant the money it would cost to go to the doctors. Tens of thousands of Americans die annually because they thought their symptoms didn't warrant going to the doctor when in fact they had a potentially fatal condition.

      There is no perfect health care system, but ours could be so much better than it is if people would just educate themselves about health care issues. I'm not saying we should have Canada's system, but with more than 30 universal health care systems out there, all spending far less than we spend, and with the best producing better overall health care outcomes, it's long past time we got serious about educating ourselves and reforming our system.

      March 24, 2011 at 16:37 | Report abuse |
    • Larry

      Ryan: "In 2010, according to the NYT, 47% of US households paid no income tax."

      First, let's clarify that number. The bottom 47% pay no *net* income taxes. Some of them pay income tax, and some have a negative liability due to a variety deductions, exemptions, and credits. These people do pay other taxes though, including payroll taxes, sales taxes, property taxes, excise taxes such as taxes on gasoline, tobacco, and alcohol, and so on. In fact, they pay a higher percentage of their incomes into these taxes than the upper income crowd.

      According to the IRS:

      In 1980, the top 1% earned 8.46% of the total AGI, and the bottom 50% earned 17.68%.
      In 2008, the top 1% earned 20.00% of the total AGI, and the bottom 50% earned 12.75%.

      In 2008 (an atypical year because of the recession, but it's the most recent date available):

      The top 1% earned 20% of total AGI, while the bottom 50% earned 12.75% of total AGI. In other words, the top 1% earned about one and a half times as much total income as the bottom 50% combined.

      Now get this: the top 0.1% earned a larger share of the total AGI in 2008 than the top 1% earned in 1980, 9.96% versus 8.46%, and that was down from the peak of 11.93% for the 0.1% in 2007.

      In 2007 the top 0.1% reported 11.93% of the AGI, the top 1% reported 22.83%, and the bottom 50% reported 12.26%. That's right, in 2007, **the top 0.1% reported receiving almost as large a share of the total AGI as the bottom 50% combined** and more than those in the rest of the top 1% combined.

      (Today’s strange brand of conservative looks at this situation and thinks America’s problem is that the wealthy still don’t have enough money to hire new employees.)

      What this means is that the top 1% are pretty much the sole beneficiaries of the growth in the American economy over the past 30 years, and that the people who do the real work of economic growth, the engineers, the workers, the educators, and so on, have not benefited equitably from their contribution.

      In 2007, the bottom 50% paid 2.89% of the income taxes paid, and the top 1% paid 38.02%.

      But we tax income, not wealth, and despite the supposedly unfair share of taxes the highest income earners pay, in 2007, the bottom 50% controlled 2.5% of the wealth, while the top 1% controlled 33.8% of the wealth. That is, bottom 50% controlled 2.5% of the wealth and paid 2.89% of the taxes, while the top 1% controlled 33.8% of the wealth and paid 38.2% of the income tax paid.

      So when taxes paid are compared to wealth, they're not that far out of line.

      According to Forbes, the 400 wealthiest Americans have a net worth of $1.36 trillion, which is a bit more than Canada's entire GDP. The top 1% control about 34% of the wealth in this country, and top 1% earn over 20% of the adjusted gross income.

      I think you'll find that in Canada you do not have this kind of concentration of wealth and income at the very top. In fact, if you look at Forbes' list of the world's billionaires, there is only one Canadian in the top 100, and only 22 of 937 are Canadian compared to 396 here.

      Canada is a more egalitarian society. It has rich and poor, but the disparities are less in Canada and they seem to like each other more than Americans. And they seem happier overall as well, at least according to my daughter who lives there and likes living there better than here.

      March 24, 2011 at 17:03 | Report abuse |
    • Daniel B

      Daniel B

      Daniel B

      Hello, Here is some info that you might be interested in:
      My name is Daniel Berru and I am an agent for a health insurance company and I can definitely help any of you here with obtaining health insurance coverage if you are interested. Just a brief summary for you, I work for a company called Family Care which has been around for 28 years now and our Insurance Division is American Workers Insurance Services otherwise known as AWIS. We are what's called Association Healthcare & our company is geared towards people like you who have lost their health coverage due to a layoff, qualifying issues, or simply because you just cannot afford it. Without overwhelming you with a ton of information all at once, I can tell you that I can get you covered as an individual for our lowest plan at $59.95 a month. Our most popular plan is the Care Choice plan which covers you and your family. On this plan you and your entire family will be covered fully with health insurance as well as even Life Insurance along with numerous other benefits that will help you out. This plan is $99.95 a month with a one time $100.00 application fee. Imagine getting your entire family covered for under $100 a month. The annual premiuim will never change on you. If you sign up for the Care Choice plan at $99.95, then your monthly payments will always be locked in for you at that price. Of course you can downgrade and upgrade to other packages at any time without having to pay the application fee again. If you would like to contact me for more info and a
      possible time to get together to discuss your options either in person or over the phone, then please call me directly
      at (661) 312-7797. I am located in Southern California but can help you get insured wherever you are in the country. I invite you to also visit dberru.awiscard.com to view the actual plans in advance and get a quick idea of what is available to you. While on that site, you can click on the "CONTACT" button to also get in contact with me. I have FREE Prescriptions cards that are for clients that purchase a plan. These cards are just an added bonus that gives you a savings of anywhere from 10% to 80% off any of your generic or name brand prescriptions. It can be used permanently over and over again at thousands of pharmacies including Wal-Mart, Walgreens, CVS, Kroger and many more. Please let me know if you are interested and I will do whatever I can to relieve some of that financial stress for you in regards to health insurance. This will definitely help you and ease your mind about atleast having health coverage in case of an accident, injury, illness or just your routine doctor appts. If you decide to go a different route, than I wish you the very best in these tough times. If I can help answer or assist you in anyway, then I look forward to hearing from you. Thank you all in advance.

      – Agent: Daniel Berru #43864

      – Phone: (661) 312-7797

      – dberru.awiscard.com – Information on the health plans

      – healthcaresavings247.com – Short 15 minute video overview about the company and its Insurance plans available to you

      August 15, 2011 at 02:12 | Report abuse |
  4. Michelle

    And how many of these uninsured just simply can't afford the outrageous premiums. My husband has access to insurance at his job but for family coverage it would cost us $1,200 a month (our costs). I have access to insurance at my job also (part-time hours) and a family policy was still $1,000 a month. My portion alone is $250. And my insurance has high co-pays, high deductibles with no brand name prescription coverage. We only have 1 child & I was lucky enough to have a grandfathered in individual policy for him (insurance companies are no longer writing child-only policies) but that still costs $200 a month.
    We do need reform but our government missed the whole concept of what type of reform we need. Having "accessible" insurance doesn't matter if it is not "affordable" insurance. I don't know too many working families in today's economy that can shell out $1,000 a month for health insurance. Our government needs to come to grip with the reality of that.

    March 23, 2011 at 17:37 | Report abuse | Reply
    • War919

      And what part of those premiums are high because the cost of care is high do you not understand?

      March 23, 2011 at 19:51 | Report abuse |
    • Larry

      War919: "And what part of those premiums are high because the cost of care is high do you not understand?"

      Nothing in her comment addresses why she thinks premiums are high. Premiums are high for a number of reasons and the high cost of care is only one of them.

      March 24, 2011 at 16:42 | Report abuse |
    • Daniel B

      Daniel B

      Daniel B

      Hello, Here is some info that you might be interested in: The very best to you and your family...
      My name is Daniel Berru and I am an agent for a health insurance company and I can definitely help any of you here with obtaining health insurance coverage if you are interested. Just a brief summary for you, I work for a company called Family Care which has been around for 28 years now and our Insurance Division is American Workers Insurance Services otherwise known as AWIS. We are what's called Association Healthcare & our company is geared towards people like you who have lost their health coverage due to a layoff, qualifying issues, or simply because you just cannot afford it. Without overwhelming you with a ton of information all at once, I can tell you that I can get you covered as an individual for our lowest plan at $59.95 a month. Our most popular plan is the Care Choice plan which covers you and your family. On this plan you and your entire family will be covered fully with health insurance as well as even Life Insurance along with numerous other benefits that will help you out. This plan is $99.95 a month with a one time $100.00 application fee. Imagine getting your entire family covered for under $100 a month. The annual premiuim will never change on you. If you sign up for the Care Choice plan at $99.95, then your monthly payments will always be locked in for you at that price. Of course you can downgrade and upgrade to other packages at any time without having to pay the application fee again. If you would like to contact me for more info and a
      possible time to get together to discuss your options either in person or over the phone, then please call me directly
      at (661) 312-7797. I am located in Southern California but can help you get insured wherever you are in the country. I invite you to also visit dberru.awiscard.com to view the actual plans in advance and get a quick idea of what is available to you. While on that site, you can click on the "CONTACT" button to also get in contact with me. I have FREE Prescriptions cards that are for clients that purchase a plan. These cards are just an added bonus that gives you a savings of anywhere from 10% to 80% off any of your generic or name brand prescriptions. It can be used permanently over and over again at thousands of pharmacies including Wal-Mart, Walgreens, CVS, Kroger and many more. Please let me know if you are interested and I will do whatever I can to relieve some of that financial stress for you in regards to health insurance. This will definitely help you and ease your mind about atleast having health coverage in case of an accident, injury, illness or just your routine doctor appts. If you decide to go a different route, than I wish you the very best in these tough times. If I can help answer or assist you in anyway, then I look forward to hearing from you. Thank you all in advance.

      – Agent: Daniel Berru #43864

      – Phone: (661) 312-7797

      – dberru.awiscard.com – Information on the health plans

      – healthcaresavings247.com – Short 15 minute video overview about the company and its Insurance plans available to you

      August 15, 2011 at 02:15 | Report abuse |
  5. Ryan

    I've tried to reply to this string a few times now. I am aware that choice is not the answer to all 50 million. Even at 50 million though that's barely 10% of your population – probably closer to 8% when you clear up and clarify the numbers some. In Canada, more than 15% of the people choose not to or cannot afford to pay their monthly MSP premium even though it's subsidized by the government. Another 4 million Canadians don't have access to a primary care physician – that's 12% of our population. By those numbers, your system looks to be performing pretty well.

    March 23, 2011 at 18:24 | Report abuse | Reply
    • Joe

      50 million is not "barely 10%" of our population. We do not have a population over 500 million.

      March 23, 2011 at 18:36 | Report abuse |
    • Larry

      "Even at 50 million though that's barely 10% of your population – probably closer to 8% when you clear up and clarify the numbers some."

      Actually it's 16.2% of our population of 308 million.

      "In Canada, more than 15% of the people choose not to or cannot afford to pay their monthly MSP premium even though it's subsidized by the government."

      I find this hard to believe given how cheap it is. According to the BC's web site, the full rate for an individual is $60.50 a month and maxes out at $121 a month for a family of three or more, and you only pay the full rate if you make $30K or more. Most Americans would kill for rates this low. Here an individual, based on age and health history can pay several hundred dollars a month for a plan that still requires copays and has a deductible.

      "Another 4 million Canadians don't have access to a primary care physician – that's 12% of our population."

      This sounds bogus. Why would they not have access?

      "By those numbers, your system looks to be performing pretty well."

      The numbers that matter are health care outcomes, and by and large Canada does better on that front overall.

      March 24, 2011 at 17:23 | Report abuse |
  6. browardcountyboy

    While so-called Obama-care can be improved/modified, a lot of the posters here show a ton of ignorance in their statements. Most of the universal health care systems in Western Europe are NOT single-payer (all health-care workers are government employees). For example, Germany uses private insurance companies that compete for customers within the national system. This combines private sector efficiencies with universal coverage.

    If we pay closer attention to the 2010 Health Care act signed by Obama, it is closer to the German model (excpet we do not have a public option, with the Germans do have). I find it interesting that the UK and Canadian health care systems (both single-payer) are brought up continuosly by opponents of the 2010 US law, which is the equivalent of comparing apples to oranges.

    Lets add to the debate, no demonstrate our ignorance.

    March 23, 2011 at 18:32 | Report abuse | Reply
    • Larry

      "While so-called Obama-care can be improved/modified, a lot of the posters here show a ton of ignorance in their statements. Most of the universal health care systems in Western Europe are NOT single-payer (all health-care workers are government employees)."

      That's not what single payer is. Single payer is when government pays the bills and the providers are private. A system where all health care workers are government employees is socialized medicine.

      "For example, Germany uses private insurance companies that compete for customers within the national system."

      Not quite. This is from an article in the New York Times:

      "The health insurance premiums paid by Germans are collected in a national, government-run central fund that effectively performs the risk-pooling function for the entire system. This fund redistributes the collected premiums to some 200 independent, nongovernmental, competing, nonprofit “sickness funds” among which Germans can choose.

      For example, if individual A chooses sickness fund X, then the central fund will give to fund X a capitation payment that uses over 80 variables to identify individual A’s actuarial risk. The same payment would be made for this individual to any other fund.

      Thus, the sickness funds in Germany only perform the third function mentioned above — acting as purchasing agents on behalf of the central fund and patients."

      "If we pay closer attention to the 2010 Health Care act signed by Obama, it is closer to the German model (excpet we do not have a public option, with the Germans do have)."

      I'm inclined to think it's closer to the Swiss system, which uses all private traditional insurance companies that collect premiums, although in Switzerland they are required to be nonprofit.

      "I find it interesting that the UK and Canadian health care systems (both single-payer) are brought up continuosly by opponents of the 2010 US law, which is the equivalent of comparing apples to oranges."

      The U.K. has socialized medicine, not single payer. But fundamentally your observation is a good one, that out of more than 30 countries with universal health care we were bombarded with propaganda about two systems that are nothing like what was in the health care bill, and we never heard squat about universal health care systems that perform very well such as France's. But the purpose of propaganda has never been to objectively inform people, has it? 😉

      "Lets add to the debate, no demonstrate our ignorance."

      It didn't take a lot of study to realize most of the public health care debate in this country is based in myths, misconceptions, and ignorance, and it's been that way for well over two years now.

      March 24, 2011 at 18:04 | Report abuse |
  7. outta space

    lets all go to prison, they get pretty good coverage, right?

    March 23, 2011 at 18:45 | Report abuse | Reply
    • Daniel B

      Daniel B

      Daniel B

      Hello, Here is some info that you might be interested in: Best of luck to you in these rough times...
      My name is Daniel Berru and I am an agent for a health insurance company and I can definitely help any of you here with obtaining health insurance coverage if you are interested. Just a brief summary for you, I work for a company called Family Care which has been around for 28 years now and our Insurance Division is American Workers Insurance Services otherwise known as AWIS. We are what's called Association Healthcare & our company is geared towards people like you who have lost their health coverage due to a layoff, qualifying issues, or simply because you just cannot afford it. Without overwhelming you with a ton of information all at once, I can tell you that I can get you covered as an individual for our lowest plan at $59.95 a month. Our most popular plan is the Care Choice plan which covers you and your family. On this plan you and your entire family will be covered fully with health insurance as well as even Life Insurance along with numerous other benefits that will help you out. This plan is $99.95 a month with a one time $100.00 application fee. Imagine getting your entire family covered for under $100 a month. The annual premiuim will never change on you. If you sign up for the Care Choice plan at $99.95, then your monthly payments will always be locked in for you at that price. Of course you can downgrade and upgrade to other packages at any time without having to pay the application fee again. If you would like to contact me for more info and a
      possible time to get together to discuss your options either in person or over the phone, then please call me directly
      at (661) 312-7797. I am located in Southern California but can help you get insured wherever you are in the country. I invite you to also visit dberru.awiscard.com to view the actual plans in advance and get a quick idea of what is available to you. While on that site, you can click on the "CONTACT" button to also get in contact with me. I have FREE Prescriptions cards that are for clients that purchase a plan. These cards are just an added bonus that gives you a savings of anywhere from 10% to 80% off any of your generic or name brand prescriptions. It can be used permanently over and over again at thousands of pharmacies including Wal-Mart, Walgreens, CVS, Kroger and many more. Please let me know if you are interested and I will do whatever I can to relieve some of that financial stress for you in regards to health insurance. This will definitely help you and ease your mind about atleast having health coverage in case of an accident, injury, illness or just your routine doctor appts. If you decide to go a different route, than I wish you the very best in these tough times. If I can help answer or assist you in anyway, then I look forward to hearing from you. Thank you all in advance.

      – Agent: Daniel Berru #43864

      – Phone: (661) 312-7797

      – dberru.awiscard.com – Information on the health plans

      – healthcaresavings247.com – Short 15 minute video overview about the company and its Insurance plans available to you

      August 15, 2011 at 02:17 | Report abuse |
  8. outta space

    THE POPULATION IS OVER 9000 JOE

    March 23, 2011 at 18:46 | Report abuse | Reply
  9. outta space

    50/300=0.0005%

    March 23, 2011 at 18:48 | Report abuse | Reply
    • browardcountyboy

      50 million uninsured out of 300 million is 17%, not a fraction of 1% (as some savant posted earlier). Our current health system is wonderful, except if you are part of that uninsured 17%.

      March 23, 2011 at 22:33 | Report abuse |
  10. outta space

    thats not right either.. i believe 50 mil is about 17% of 300 mil

    March 23, 2011 at 18:49 | Report abuse | Reply
  11. Chris

    The whole thing is set up to tacitly discourage utilization. Taxes on "cadillac plans," the position that costs will come down if consumers have a "bigger stake" in their health care (read: have to pay more for it), etc. All designed to deter utilization of healthcare services with the knowledge people will die earlier. Yeah, the "death panel" stuff was hype & generally untrue, but the GAO's numbers do presuppose a certain (and increased) rate of death by people who may get subsidized coverage, but will still be unable to pay deductibles & copays. For a great many people, subdized coverage is useless. A $2500 deductible is no different than a uninsured $25000 hospital bill.

    IMO, the government needs to go all in or leave well enough alone. This half-a$$ed unholy union of socialist and capitalist forces is doomed to fail and the losers will be those least able to absorb the mayhem. Go single-payer or devote more resources to medicaid and grant programs for the working poor (yes, holding down a bad job kills any chance an adult can get medicaid, while refusing to work & sponging on welfare paves the way – that HAS to change).

    March 23, 2011 at 19:16 | Report abuse | Reply
    • browardcountyboy

      Discouraging utilization in itself is not a bad thing (it comes from basic economics), as under certain conditions, MDs will order extra tests and other unnecessary procedures that drive up total system costs. In addition, if you survey the natiownide universal health care systems across the world, most of them are NOT single-payer systems as in the UK and Canada, the rest are a combination of market forces (including private insurance carriers) and government programs (including a "public" option). I will NEVER support a single-payer system in the USA, as a government owned system will lack incentives for efficiency and cost control. I DO support Obama's health care reforms, as these WILL NOT usher in a single payer health care system.

      March 23, 2011 at 22:48 | Report abuse |
    • Larry

      @browardcountyboy: "Discouraging utilization in itself is not a bad thing (it comes from basic economics), as under certain conditions, MDs will order extra tests and other unnecessary procedures that drive up total system costs."

      That's not discouraging utilization, that's discouraging waste. Our system discourages tens of millions of people from seeking diagnoses and getting various forms of care because of the costs involved.

      "In addition, if you survey the natiownide universal health care systems across the world, most of them are NOT single-payer systems as in the UK and Canada, the rest are a combination of market forces (including private insurance carriers) and government programs (including a "public" option)."

      The U.K. doesn't have single payer, but there is a wide range of implementations.

      "I will NEVER support a single-payer system in the USA, as a government owned system will lack incentives for efficiency and cost control."

      This is just silly. The single payer systems are far more efficient than ours and their per capita spending is far less than ours. Single payer is inherently efficient because it minimizes administrative costs. We spend an estimated $400 billion annually just on the various aspects of administering health insurance in this country, one health care dollar of every six. They don't have that in countries with single payer systems. Companies don't waste money paying people to negotiate health care plans with health insurance companies. Hospitals don't pay for hundreds of billing clerks. Small companies who can't offer good health care plans are not at a hiring disadvantage compared to large companies. Labor mobility is not limited and people are not discouraged from starting their own businesses because they're afraid to lose their current health insurance. Single payer systems offer a number of nice advantages.

      "I DO support Obama's health care reforms, as these WILL NOT usher in a single payer health care system."

      True. The ACA can't be morphed into single payer. The biggest obstacle to single payer in America is that Americans have been taught to fear and distrust government, far beyond what can rationally be justified.

      March 24, 2011 at 18:53 | Report abuse |
  12. william

    I'm not sure that so many people are actually "uninsured". Many people opt out of insurance on their own... and simply go to a free clinic or the emergence room when they have a problem. The hospitals have to treat these folks by law. So... are they really "uninsured". To me, to be really uninsured, the clinics would be able to look at your I.D., tell you you're not on the list, and either pay in advance or get lost. This, thankfully, does not happen. So we're already paying for these "uninsured" to be healed. So, doesn't it come down to what the meaning of "is" is, as was once so famously asked?

    March 23, 2011 at 19:26 | Report abuse | Reply
    • Larry

      Free health clinics and free ER care are not available to anyone who shows up and asks for them. Free clinics require income verification. If you go to an ER you will be billed. If you have the financial resources to pay, even if it's over time, they will pursue payment.

      March 24, 2011 at 18:58 | Report abuse |
  13. Steve Lyons

    What we need is better access to MORE doctors, nurses, and health care facilities. We do NOT need another layer of government to siphon more money out of the system. Insurance companies need to be policyholder owned companies NOT stockholder based companies paying dividends rather than claims. 30 years ago insurance companies were NOT traded on Wall Street. The only people that benefited from buying insurance were the policy holders. Today we drain the premium pool by denying claims in order to pay dividends. Prohibit insurance companies from paying dividends and instead force them to invest any surplus in reduced premiums or dividend bearing GROWTH investments.

    March 23, 2011 at 19:29 | Report abuse | Reply
    • browardcountyboy

      Could you explain where is the "additional level of government" that will be created by the Health Care Act for 2010?

      March 23, 2011 at 22:10 | Report abuse |
  14. Anonymous

    "One doesn't need health insurances to receive a health care"

    Yes, we know–the uninsured go to hospitals every day for treatment and WE the taxpayers pay for it. I'm glad you think that's ok–are you Canadian?

    March 23, 2011 at 19:30 | Report abuse | Reply
    • browardcountyboy

      Back in 1986, Pres. Ronald Reagan signed a law that contained a provision that forbid US hospital emergency rooms from demanding proof of insurance before treating seriously injured or sick patients. Our emergency rooms as a result received an influx of patients with serious conditions that had gone untreated because of lack of preventive care (due mainly to lack of or insufficent health insurance). This has resulted in higher rates for insured patients (passed on in large degree to the insurance carrier), in order to balance out the lost moeny from the uninsured and poor.

      March 23, 2011 at 22:20 | Report abuse |
  15. DB

    I have not had health coverage since getting laid off 2 years ago. That being said, mandatory coverage is not the answer. If I could find an affordable plan that would cover major illness, and give me a discount on drugs then I would jump at it. Forcing companies and free citizens to do something is not how it should be done. Get rid of the interstate restrictions and create an exchange so that all doctors can accept all coverage from anywhere without drowning them in paperwork and let the market work it's magic. Folks who can't get coverage will be covered as they are now, through state plans and community health centers. Yes we will subsidize them, but we are doing it now and will do it in spades under Obama's plan. As someone who is trying to build a business, I can attest that the current law is keeping my local freelancers busy because I'm afraid to commit to regular employees with the health care future so unpredictable.

    March 23, 2011 at 19:55 | Report abuse | Reply
    • Daniel B

      Daniel B

      Daniel B

      Hello, Here is some info that you might be interested in: For your situation, our company is definitely the answer for you.. But, I will leave that decision up to you. Very best to you for whatever decision you decide for yourself....
      My name is Daniel Berru and I am an agent for a health insurance company and I can definitely help any of you here with obtaining health insurance coverage if you are interested. Just a brief summary for you, I work for a company called Family Care which has been around for 28 years now and our Insurance Division is American Workers Insurance Services otherwise known as AWIS. We are what's called Association Healthcare & our company is geared towards people like you who have lost their health coverage due to a layoff, qualifying issues, or simply because you just cannot afford it. Without overwhelming you with a ton of information all at once, I can tell you that I can get you covered as an individual for our lowest plan at $59.95 a month. Our most popular plan is the Care Choice plan which covers you and your family. On this plan you and your entire family will be covered fully with health insurance as well as even Life Insurance along with numerous other benefits that will help you out. This plan is $99.95 a month with a one time $100.00 application fee. Imagine getting your entire family covered for under $100 a month. The annual premiuim will never change on you. If you sign up for the Care Choice plan at $99.95, then your monthly payments will always be locked in for you at that price. Of course you can downgrade and upgrade to other packages at any time without having to pay the application fee again. If you would like to contact me for more info and a
      possible time to get together to discuss your options either in person or over the phone, then please call me directly
      at (661) 312-7797. I am located in Southern California but can help you get insured wherever you are in the country. I invite you to also visit dberru.awiscard.com to view the actual plans in advance and get a quick idea of what is available to you. While on that site, you can click on the "CONTACT" button to also get in contact with me. I have FREE Prescriptions cards that are for clients that purchase a plan. These cards are just an added bonus that gives you a savings of anywhere from 10% to 80% off any of your generic or name brand prescriptions. It can be used permanently over and over again at thousands of pharmacies including Wal-Mart, Walgreens, CVS, Kroger and many more. Please let me know if you are interested and I will do whatever I can to relieve some of that financial stress for you in regards to health insurance. This will definitely help you and ease your mind about atleast having health coverage in case of an accident, injury, illness or just your routine doctor appts. If you decide to go a different route, than I wish you the very best in these tough times. If I can help answer or assist you in anyway, then I look forward to hearing from you. Thank you all in advance.

      – Agent: Daniel Berru #43864

      – Phone: (661) 312-7797

      – dberru.awiscard.com – Information on the health plans

      – healthcaresavings247.com – Short 15 minute video overview about the company and its Insurance plans available to you

      August 15, 2011 at 02:23 | Report abuse |
  16. jo

    Insurance has become unaffordable, that's why so many people are uninsured, jobs are hiring through temp services so they don't have to provide insurance, the insurance companies and our temp jobs are robbing us.

    March 23, 2011 at 21:14 | Report abuse | Reply
    • Daniel B

      Daniel B

      Daniel B

      Hello, Here is some info that you might be interested in: You are right, affordability is the main reason. Best of luck to you..
      My name is Daniel Berru and I am an agent for a health insurance company and I can definitely help any of you here with obtaining health insurance coverage if you are interested. Just a brief summary for you, I work for a company called Family Care which has been around for 28 years now and our Insurance Division is American Workers Insurance Services otherwise known as AWIS. We are what's called Association Healthcare & our company is geared towards people like you who have lost their health coverage due to a layoff, qualifying issues, or simply because you just cannot afford it. Without overwhelming you with a ton of information all at once, I can tell you that I can get you covered as an individual for our lowest plan at $59.95 a month. Our most popular plan is the Care Choice plan which covers you and your family. On this plan you and your entire family will be covered fully with health insurance as well as even Life Insurance along with numerous other benefits that will help you out. This plan is $99.95 a month with a one time $100.00 application fee. Imagine getting your entire family covered for under $100 a month. The annual premiuim will never change on you. If you sign up for the Care Choice plan at $99.95, then your monthly payments will always be locked in for you at that price. Of course you can downgrade and upgrade to other packages at any time without having to pay the application fee again. If you would like to contact me for more info and a
      possible time to get together to discuss your options either in person or over the phone, then please call me directly
      at (661) 312-7797. I am located in Southern California but can help you get insured wherever you are in the country. I invite you to also visit dberru.awiscard.com to view the actual plans in advance and get a quick idea of what is available to you. While on that site, you can click on the "CONTACT" button to also get in contact with me. I have FREE Prescriptions cards that are for clients that purchase a plan. These cards are just an added bonus that gives you a savings of anywhere from 10% to 80% off any of your generic or name brand prescriptions. It can be used permanently over and over again at thousands of pharmacies including Wal-Mart, Walgreens, CVS, Kroger and many more. Please let me know if you are interested and I will do whatever I can to relieve some of that financial stress for you in regards to health insurance. This will definitely help you and ease your mind about atleast having health coverage in case of an accident, injury, illness or just your routine doctor appts. If you decide to go a different route, than I wish you the very best in these tough times. If I can help answer or assist you in anyway, then I look forward to hearing from you. Thank you all in advance.

      – Agent: Daniel Berru #43864

      – Phone: (661) 312-7797

      – dberru.awiscard.com – Information on the health plans

      – healthcaresavings247.com – Short 15 minute video overview about the company and its Insurance plans available to you

      August 15, 2011 at 02:27 | Report abuse |
  17. Johnny

    I can tell you exactly what's wrong with our health care system.

    I recently had to stay in a hospital overnight. I'm not insured. My bill was $12,000. Once I was released from the hospital, I went directly down to the finance office. They checked to see if I was eligible for medicare, handouts or whatever. I'm not.

    So, we settled the bill right there and then. I paid $1200 for a $12,000 medical bill. Yes, 10 cents on the dollar. The hospital suggested this amount and was quite happy to receive it.

    What's the lesson to be learned? Hospitals/doctors/staff are overcharging to the tune of at least 10x the cost. They are ripping off the public by charging exorbitant prices for care. My $1200 payment fully paid for my visit in the hospital, yet they were trying to get away with collecting $12,000 at first.

    This is the problem with our health care system.

    March 23, 2011 at 21:31 | Report abuse | Reply
    • browardcountyboy

      And, to varing degrees, the difference between the "billed" and actually paid amounts is claimed as a loss on the health care provider's tax returns.

      March 23, 2011 at 22:25 | Report abuse |
    • Jen

      And the hospital will get a tax break on the 11,000 they didn't collect, since it's deemed uncollectible. Win-win. Who loses? Taxpayers.

      March 24, 2011 at 07:36 | Report abuse |
    • Pumbaa

      Why is American health care the most expensive anywhere in the world? I don't see that we are healthier than Canadians or the French. I was in a MVA over ten years ago and my bill was $100,000. However I had good insurance and the hospital settled for about 20 percent of the original bill.

      I like the idea that in Canada a person does not have to sell about everything he owns to pay for his medical bills. I don't think I should have to die broke so I can't leave any money for my grand-kids. It makes a person hope that when it is time to die that it is quick and that he does not have to linger in a hospital building up medical bills when the final end is death.

      March 24, 2011 at 13:54 | Report abuse |
    • Larry

      Yes, we know hospitals overcharge. It's called "cost shifting" and it's how they get compensated for care when the patient doesn't pay. But you are assuming that your $1200 deal is a fair price for the care you got. It may not be. They may have just decided it's in their best interest to settle for that and be done with it rather than pursue more. Maybe in your case it just covered their cost.

      In any case, it's pretty silly to assume you have a comprehensive understanding of the problems in our health care system based on one example. I spent four days in a hospital in 2009 and the total bill was about $10K. I had insurance and my share was $3400. Your stay was $12,000/day and mine was $2,500/day. Why the difference? No way to know without knowing what was done in each case.

      In any case, I can assure you that hospitals are not routinely inflating charges by a factor of ten. If that were the case then they'd have a 90% profit margin and the numbers just don't support that.

      March 24, 2011 at 19:08 | Report abuse |
    • Daniel B

      Daniel B

      Daniel B

      Hello, Here is some info that you might be interested in: You are absolutely right. Hospitals are ripping everyone off. Our company has a PAC program (Patient Advocacy Center) that works on our members behalf to negotiate with the hospital and either wipe out or drastically lower those outrageous hospital bills. Take a look below if interested. Best of luck to you..
      My name is Daniel Berru and I am an agent for a health insurance company and I can definitely help any of you here with obtaining health insurance coverage if you are interested. Just a brief summary for you, I work for a company called Family Care which has been around for 28 years now and our Insurance Division is American Workers Insurance Services otherwise known as AWIS. We are what's called Association Healthcare & our company is geared towards people like you who have lost their health coverage due to a layoff, qualifying issues, or simply because you just cannot afford it. Without overwhelming you with a ton of information all at once, I can tell you that I can get you covered as an individual for our lowest plan at $59.95 a month. Our most popular plan is the Care Choice plan which covers you and your family. On this plan you and your entire family will be covered fully with health insurance as well as even Life Insurance along with numerous other benefits that will help you out. This plan is $99.95 a month with a one time $100.00 application fee. Imagine getting your entire family covered for under $100 a month. The annual premiuim will never change on you. If you sign up for the Care Choice plan at $99.95, then your monthly payments will always be locked in for you at that price. Of course you can downgrade and upgrade to other packages at any time without having to pay the application fee again. If you would like to contact me for more info and a
      possible time to get together to discuss your options either in person or over the phone, then please call me directly
      at (661) 312-7797. I am located in Southern California but can help you get insured wherever you are in the country. I invite you to also visit dberru.awiscard.com to view the actual plans in advance and get a quick idea of what is available to you. While on that site, you can click on the "CONTACT" button to also get in contact with me. I have FREE Prescriptions cards that are for clients that purchase a plan. These cards are just an added bonus that gives you a savings of anywhere from 10% to 80% off any of your generic or name brand prescriptions. It can be used permanently over and over again at thousands of pharmacies including Wal-Mart, Walgreens, CVS, Kroger and many more. Please let me know if you are interested and I will do whatever I can to relieve some of that financial stress for you in regards to health insurance. This will definitely help you and ease your mind about atleast having health coverage in case of an accident, injury, illness or just your routine doctor appts. If you decide to go a different route, than I wish you the very best in these tough times. If I can help answer or assist you in anyway, then I look forward to hearing from you. Thank you all in advance.

      – Agent: Daniel Berru #43864

      – Phone: (661) 312-7797

      – dberru.awiscard.com – Information on the health plans

      – healthcaresavings247.com – Short 15 minute video overview about the company and its Insurance plans available to you

      August 15, 2011 at 02:31 | Report abuse |
  18. hockey mom

    i am a female who has not been able to afford medical insurance for several years now. i have not had a pap or mamogram but know i should with the high risk of cancer in my famiily. godforbid i get strep throat again and need a antibio. but alas.. silly me... i have a habit of wanting to eat every day and live in an apartment. i own my own business. being middle age sucks

    March 23, 2011 at 21:55 | Report abuse | Reply
    • Daniel B

      Daniel B

      Daniel B

      Hello, Here is some info that you might be interested in: Hopefully these plans will prove to be affordable for you so you can finally get insured. If you explore other options then I wish you the very best..
      My name is Daniel Berru and I am an agent for a health insurance company and I can definitely help any of you here with obtaining health insurance coverage if you are interested. Just a brief summary for you, I work for a company called Family Care which has been around for 28 years now and our Insurance Division is American Workers Insurance Services otherwise known as AWIS. We are what's called Association Healthcare & our company is geared towards people like you who have lost their health coverage due to a layoff, qualifying issues, or simply because you just cannot afford it. Without overwhelming you with a ton of information all at once, I can tell you that I can get you covered as an individual for our lowest plan at $59.95 a month. Our most popular plan is the Care Choice plan which covers you and your family. On this plan you and your entire family will be covered fully with health insurance as well as even Life Insurance along with numerous other benefits that will help you out. This plan is $99.95 a month with a one time $100.00 application fee. Imagine getting your entire family covered for under $100 a month. The annual premiuim will never change on you. If you sign up for the Care Choice plan at $99.95, then your monthly payments will always be locked in for you at that price. Of course you can downgrade and upgrade to other packages at any time without having to pay the application fee again. If you would like to contact me for more info and a
      possible time to get together to discuss your options either in person or over the phone, then please call me directly
      at (661) 312-7797. I am located in Southern California but can help you get insured wherever you are in the country. I invite you to also visit dberru.awiscard.com to view the actual plans in advance and get a quick idea of what is available to you. While on that site, you can click on the "CONTACT" button to also get in contact with me. I have FREE Prescriptions cards that are for clients that purchase a plan. These cards are just an added bonus that gives you a savings of anywhere from 10% to 80% off any of your generic or name brand prescriptions. It can be used permanently over and over again at thousands of pharmacies including Wal-Mart, Walgreens, CVS, Kroger and many more. Please let me know if you are interested and I will do whatever I can to relieve some of that financial stress for you in regards to health insurance. This will definitely help you and ease your mind about atleast having health coverage in case of an accident, injury, illness or just your routine doctor appts. If you decide to go a different route, than I wish you the very best in these tough times. If I can help answer or assist you in anyway, then I look forward to hearing from you. Thank you all in advance.

      – Agent: Daniel Berru #43864

      – Phone: (661) 312-7797

      – dberru.awiscard.com – Information on the health plans

      – healthcaresavings247.com – Short 15 minute video overview about the company and its Insurance plans available to you

      August 15, 2011 at 02:34 | Report abuse |
  19. lefty avenger

    This will get worse and someday 300 million americans will be uninsured and 50 million will be insured. The republicans only want the ultra top 5% to surivive, that's clear. Obama will keep telling you about how great he did on universal health care and things get worse. If only we could harness the power of BS, we could leave the middle east oil fields.

    March 23, 2011 at 21:57 | Report abuse | Reply
    • Daniel B

      Daniel B

      Daniel B

      Hello, Here is some info that you might be interested in: Best of luck to you in these rough times...
      My name is Daniel Berru and I am an agent for a health insurance company and I can definitely help any of you here with obtaining health insurance coverage if you are interested. Just a brief summary for you, I work for a company called Family Care which has been around for 28 years now and our Insurance Division is American Workers Insurance Services otherwise known as AWIS. We are what's called Association Healthcare & our company is geared towards people like you who have lost their health coverage due to a layoff, qualifying issues, or simply because you just cannot afford it. Without overwhelming you with a ton of information all at once, I can tell you that I can get you covered as an individual for our lowest plan at $59.95 a month. Our most popular plan is the Care Choice plan which covers you and your family. On this plan you and your entire family will be covered fully with health insurance as well as even Life Insurance along with numerous other benefits that will help you out. This plan is $99.95 a month with a one time $100.00 application fee. Imagine getting your entire family covered for under $100 a month. The annual premiuim will never change on you. If you sign up for the Care Choice plan at $99.95, then your monthly payments will always be locked in for you at that price. Of course you can downgrade and upgrade to other packages at any time without having to pay the application fee again. If you would like to contact me for more info and a possible time to get together to discuss your options either in person or over the phone, then please call me directly
      at (661) 312-7797. I am located in Southern California but can help you get insured wherever you are in the country. I invite you to also visit dberru.awiscard.com to view the actual plans in advance and get a quick idea of what is available to you. While on that site, you can click on the "CONTACT" button to also get in contact with me. I have FREE Prescriptions cards that are for clients that purchase a plan. These cards are just an added bonus that gives you a savings of anywhere from 10% to 80% off any of your generic or name brand prescriptions. It can be used permanently over and over again at thousands of pharmacies including Wal-Mart, Walgreens, CVS, Kroger and many more. Please let me know if you are interested and I will do whatever I can to relieve some of that financial stress for you in regards to health insurance. This will definitely help you and ease your mind about atleast having health coverage in case of an accident, injury, illness or just your routine doctor appts. If you decide to go a different route, than I wish you the very best in these tough times. If I can help answer or assist you in anyway, then I look forward to hearing from you. Thank you all in advance.

      – Agent: Daniel Berru #43864

      – Phone: (661) 312-7797

      – dberru.awiscard.com – Information on the health plans

      – healthcaresavings247.com – Short 15 minute video overview about the company and its Insurance plans available to you

      August 15, 2011 at 02:39 | Report abuse |
  20. R Barbour

    Why does everyone accept without question the 50 million "Americans" without health insurance. The CDC report says "persons" not Americans. This number is derived from household interviews. No attempt was made to separate persons here illegally or visiting and not resident. Persons were also defined as uninsured if they had only one type of insurance such as accident, dental or hospital even if that was their choice and they had other insurance available. The headline skews the real information for sensational effect.

    March 23, 2011 at 22:20 | Report abuse | Reply
    • Joe

      Thank you so much for being the only person to see the lack of accuracy in these statistics.
      An article last year when the uninsured persons total was around 46 million stated that half of those people had the ability, financially or otherwise, to obtain health-care insurance, but chose not to.
      To add on to that, half of those remaining were not U.S. citizens at all, leaving about 11.5 million American citizens who were unable to obtain health care in any way.
      Yet here I am hearing that the Health Care bill will insure 30 million Americans without insurance, even though only 11.5 million actually desire/need it, and should, under laws of citizenship, receive it.

      March 24, 2011 at 09:04 | Report abuse |
    • Larry

      Uninsured is uninsured. It's always seemed to me that arguments designed to get that number down by removing segments of it are intellectually dishonest. Whatever the reasons may be that someone is uninsured, he's uninsured, and being uninsured has potential negative consequences for the individual, his family, his employer, and taxpayers in general. Don't try to act as if these issues don't exist simply because someone chooses to be uninsured or even is here illegally.

      As much as I hate having people here illegally, I find the idea that they shouldn't have access to medical care barbaric. We provide medical care to convicted murderers and prisoners of war, but we shouldn't provide it to people here illegally when we won't make a serious effort at going after the people who hire them? Really?

      There are over 30 countries with universal health care and many of them have problems with illegal immigration, but all of them still manage to treat illegals as human beings when they're sick or injured.

      There are significant problems in our system and you're trying to minimize them to justify not addressing them. That's not really in the country's best interest.

      March 24, 2011 at 19:37 | Report abuse |
  21. steve

    well I am retired and one of the fortunate ones who has health insurance thru my employer and I still have to pay a share ($400 a month), I feel for those families who don't have any type of insurance. very sad. we need reform and we need it soon.

    March 23, 2011 at 22:49 | Report abuse | Reply
    • Daniel B

      Daniel B

      Daniel B

      Hello, Here is some info that you might be interested in: Very happy to see that you have insurance. If you desire to pay less than $400 month, I invite you to take a closer look below. Either way, I wish you the best in the coming years..
      My name is Daniel Berru and I am an agent for a health insurance company and I can definitely help any of you here with obtaining health insurance coverage if you are interested. Just a brief summary for you, I work for a company called Family Care which has been around for 28 years now and our Insurance Division is American Workers Insurance Services otherwise known as AWIS. We are what's called Association Healthcare & our company is geared towards people like you who have lost their health coverage due to a layoff, qualifying issues, or simply because you just cannot afford it. Without overwhelming you with a ton of information all at once, I can tell you that I can get you covered as an individual for our lowest plan at $59.95 a month. Our most popular plan is the Care Choice plan which covers you and your family. On this plan you and your entire family will be covered fully with health insurance as well as even Life Insurance along with numerous other benefits that will help you out. This plan is $99.95 a month with a one time $100.00 application fee. Imagine getting your entire family covered for under $100 a month. The annual premiuim will never change on you. If you sign up for the Care Choice plan at $99.95, then your monthly payments will always be locked in for you at that price. Of course you can downgrade and upgrade to other packages at any time without having to pay the application fee again. If you would like to contact me for more info and a
      possible time to get together to discuss your options either in person or over the phone, then please call me directly
      at (661) 312-7797. I am located in Southern California but can help you get insured wherever you are in the country. I invite you to also visit dberru.awiscard.com to view the actual plans in advance and get a quick idea of what is available to you. While on that site, you can click on the "CONTACT" button to also get in contact with me. I have FREE Prescriptions cards that are for clients that purchase a plan. These cards are just an added bonus that gives you a savings of anywhere from 10% to 80% off any of your generic or name brand prescriptions. It can be used permanently over and over again at thousands of pharmacies including Wal-Mart, Walgreens, CVS, Kroger and many more. Please let me know if you are interested and I will do whatever I can to relieve some of that financial stress for you in regards to health insurance. This will definitely help you and ease your mind about atleast having health coverage in case of an accident, injury, illness or just your routine doctor appts. If you decide to go a different route, than I wish you the very best in these tough times. If I can help answer or assist you in anyway, then I look forward to hearing from you. Thank you all in advance.

      – Agent: Daniel Berru #43864

      – Phone: (661) 312-7797

      – dberru.awiscard.com – Information on the health plans

      – healthcaresavings247.com – Short 15 minute video overview about the company and its Insurance plans available to you

      August 15, 2011 at 02:43 | Report abuse |
  22. D

    Its not a problem until they get sick... then they go to the emergency room for treatment because they didnt want to pay to treat an illness that may have easily been prevented 18 months ago. Then they go in for an extended hospital stay... but they don't have insurance and no way to easily pay, so they stay in that hospital because by law, they can't be released, and the cheaper hospital down the street won't admit them because they don't have insurance... then after weeks of treatment and a $500,000 hospital bill they go bankrupt... oh and guess what? They can't pay their hospital bill so the costs get spread to everyone else, when it could have been prevented through early detection and treatment for 1/100th the cost. But that's okay because they wanted their freedom to not have health insurance.

    March 23, 2011 at 22:51 | Report abuse | Reply
    • AC

      If you honestly think that more than just a few of the uninsured are merely exercising their "freedom to not have health insurance", you are either delusional or seriously misguided. Aside from a few details, HockeyMom up there could have been ghostwriting for me. We are not isolated cases by any stretch of the imagination, and community health programs can only do so much.

      March 24, 2011 at 00:14 | Report abuse |
    • Daniel B

      Daniel B

      Daniel B

      Hello, Here is some info that you might be interested in: Hopefully the information below will help you in these tough times. Best of luck to you..
      My name is Daniel Berru and I am an agent for a health insurance company and I can definitely help any of you here with obtaining health insurance coverage if you are interested. Just a brief summary for you, I work for a company called Family Care which has been around for 28 years now and our Insurance Division is American Workers Insurance Services otherwise known as AWIS. We are what's called Association Healthcare & our company is geared towards people like you who have lost their health coverage due to a layoff, qualifying issues, or simply because you just cannot afford it. Without overwhelming you with a ton of information all at once, I can tell you that I can get you covered as an individual for our lowest plan at $59.95 a month. Our most popular plan is the Care Choice plan which covers you and your family. On this plan you and your entire family will be covered fully with health insurance as well as even Life Insurance along with numerous other benefits that will help you out. This plan is $99.95 a month with a one time $100.00 application fee. Imagine getting your entire family covered for under $100 a month. The annual premiuim will never change on you. If you sign up for the Care Choice plan at $99.95, then your monthly payments will always be locked in for you at that price. Of course you can downgrade and upgrade to other packages at any time without having to pay the application fee again. If you would like to contact me for more info and a
      possible time to get together to discuss your options either in person or over the phone, then please call me directly
      at (661) 312-7797. I am located in Southern California but can help you get insured wherever you are in the country. I invite you to also visit dberru.awiscard.com to view the actual plans in advance and get a quick idea of what is available to you. While on that site, you can click on the "CONTACT" button to also get in contact with me. I have FREE Prescriptions cards that are for clients that purchase a plan. These cards are just an added bonus that gives you a savings of anywhere from 10% to 80% off any of your generic or name brand prescriptions. It can be used permanently over and over again at thousands of pharmacies including Wal-Mart, Walgreens, CVS, Kroger and many more. Please let me know if you are interested and I will do whatever I can to relieve some of that financial stress for you in regards to health insurance. This will definitely help you and ease your mind about atleast having health coverage in case of an accident, injury, illness or just your routine doctor appts. If you decide to go a different route, than I wish you the very best in these tough times. If I can help answer or assist you in anyway, then I look forward to hearing from you. Thank you all in advance.

      – Agent: Daniel Berru #43864

      – Phone: (661) 312-7797

      – dberru.awiscard.com – Information on the health plans

      – healthcaresavings247.com – Short 15 minute video overview about the company and its Insurance plans available to you

      August 15, 2011 at 02:52 | Report abuse |
  23. coastlinecascot

    I dont have health insurance by choice. If I do get sick or need a checkup. I head over to the prompt care and pay the 50 bucks. Which is about once a year. Its cheaper than paying 200 or whatever the cost is per month.

    March 23, 2011 at 23:07 | Report abuse | Reply
    • jrm

      That's great, if you have a minor illness. No one plans on emergency surgery, heart attack, stroke, cancer, diabetes etc.

      March 24, 2011 at 10:07 | Report abuse |
  24. evensteven

    Single-payer. If Republicans really want to save money, they'd see the light on this . . .

    March 23, 2011 at 23:08 | Report abuse | Reply
  25. Tcat

    I hear people say stuff like "oh well Canada has free healthcare". See the thing is its not free, they have to pay mongo taxes to afford that. I think that laws should restrict insurance companies, and make insurance available to everybody, but I don't think we can realistically support a socialized system right now. I mean we cant even keep our roads smooth for god's sake.

    March 23, 2011 at 23:30 | Report abuse | Reply
  26. Ex Democrat

    I was a Democrat my whole life from the Kennedy days and now I am neither a Democrat or Republican. I am a Insurance Excutive (Actuary) I live in NY and work for the largest Health Insurance Corporation in America, I volunteered for President Obama election campaign I had read his books and agreed with his take on healthcare. Then he was elected and I was so proud to be an American and to be part of this historic voting process, then things took a turn. One day at work a company lobbiest told me that Mr. George Soros was buying up our Stock to the tune of 30% of the shares (the same Mr. George Soros who was President Obama's largest financial supporter). Then President Obama introduced a healthcare reform law that is completely different to his prior ideas on healthcare reform, this law was written for health insurance carriers. The stock went up and Mr. George Soros was able to make another Billion in profits. I have read the complete healthcare reform as it is part of my job description and this law is great for health insurance corporations and gives little or no benefit to the Citizens of America. I have realized that it has nothing to do with Democrat or Republican it has to do with "Greed" of supporters of politicians who shape laws to benefit themselves.

    I worked in California for many years for Blue Shield of CA, the biggest advocate for universal coverage is the President of Blue Shield of Ca a big Democrat named Bruce Bodaken. Mr. Bodaken lives next to Steve Jobs in a 10Million Dollar house and has a office that would make Donald Trumps look like the "Ghetto" he sits in his offices on Beal Street in San Francisco in his 100million dollar penthouse overlooking the golden gate.

    Dear America Healthcare has nothing to do with Ethics it has nothing to do with Democrats or Republicans it has to do with GREED!

    March 24, 2011 at 00:15 | Report abuse | Reply
    • LetsFixIT

      Ex-D... I totally agree w/you that the for profit (and Like for-profit) Model dominated by H-Care INSurance providers – and the "ethical Rx" companies have fiendishly kept profits first coupled with risk elimination / avoidance, in order to fulfill their consistant growth and profit goals. It is increasingly clear hlow this has (dis)affected so many Millions of Amricans and brought the entire system to become one which First serves its own needs, and only partially serves the needs of the American citizenry with decreasing Overall benefits.
      The "Affordable HealhCare Act of 2010" IS a sellout in many aspects to those companies and their goals – at the cost to many – too many, Americans who canNot Afford H-Care in todays markets anyway – But it hopefully is a Start to a series of Major Reforms which will bring the US HealthCare system – its capabilities – toALL US Citizens in the years ahead!
      WHAT IS NEEDED IS MAJOR CAMPAIGN / CONTRIBUTION REFORMATION – to give Back Voices to the People / Citizenry! IMO

      March 24, 2011 at 16:17 | Report abuse |
    • Larry

      Just so you know, politicians are elected and reelected by We, the People, and as Alan Simpson said, the god of Washington is the God of reelection. You do the math.

      March 25, 2011 at 11:28 | Report abuse |
  27. MMR

    I have a Master's Degree, but I"m still underemployed and trying to earn enough with one of my three jobs for private insurance because I've been looking for a job in my field going on three years now. My car has to be insured by law, but I do not. I guess Americans value their cars much more than their people. Sad, very sad.

    March 24, 2011 at 01:17 | Report abuse | Reply
    • Daniel B

      Daniel B

      Daniel B

      Hello, Here is some info that you might be interested in: If you decide to explore other avenues, I wish you the very best of luck in these rough times..
      My name is Daniel Berru and I am an agent for a health insurance company and I can definitely help any of you here with obtaining health insurance coverage if you are interested. Just a brief summary for you, I work for a company called Family Care which has been around for 28 years now and our Insurance Division is American Workers Insurance Services otherwise known as AWIS. We are what's called Association Healthcare & our company is geared towards people like you who have lost their health coverage due to a layoff, qualifying issues, or simply because you just cannot afford it. Without overwhelming you with a ton of information all at once, I can tell you that I can get you covered as an individual for our lowest plan at $59.95 a month. Our most popular plan is the Care Choice plan which covers you and your family. On this plan you and your entire family will be covered fully with health insurance as well as even Life Insurance along with numerous other benefits that will help you out. This plan is $99.95 a month with a one time $100.00 application fee. Imagine getting your entire family covered for under $100 a month. The annual premiuim will never change on you. If you sign up for the Care Choice plan at $99.95, then your monthly payments will always be locked in for you at that price. Of course you can downgrade and upgrade to other packages at any time without having to pay the application fee again. If you would like to contact me for more info and a
      possible time to get together to discuss your options either in person or over the phone, then please call me directly
      at (661) 312-7797. I am located in Southern California but can help you get insured wherever you are in the country. I invite you to also visit dberru.awiscard.com to view the actual plans in advance and get a quick idea of what is available to you. While on that site, you can click on the "CONTACT" button to also get in contact with me. I have FREE Prescriptions cards that are for clients that purchase a plan. These cards are just an added bonus that gives you a savings of anywhere from 10% to 80% off any of your generic or name brand prescriptions. It can be used permanently over and over again at thousands of pharmacies including Wal-Mart, Walgreens, CVS, Kroger and many more. Please let me know if you are interested and I will do whatever I can to relieve some of that financial stress for you in regards to health insurance. This will definitely help you and ease your mind about atleast having health coverage in case of an accident, injury, illness or just your routine doctor appts. If you decide to go a different route, than I wish you the very best in these tough times. If I can help answer or assist you in anyway, then I look forward to hearing from you. Thank you all in advance.

      – Agent: Daniel Berru #43864

      – Phone: (661) 312-7797

      – dberru.awiscard.com – Information on the health plans

      – healthcaresavings247.com – Short 15 minute video overview about the company and its Insurance plans available to you

      August 15, 2011 at 02:49 | Report abuse |
  28. Helping Hand

    Point of clarification on one of the poster's comments about hospitals raising fees to all because they are unable to collect from the uninsured: while that is definitely an issue, you may be surprised to hear that hospitals actually lose more money from being unable to collect co-payments/co-insurance from people with insurance.

    There's no question that uninsured people (and even insured people with limited benefits) need help with the high costs of care. One things that has helped my family and friends control the costs of prescription drugs is one of the free drug cards that are available. There are many out there, but one that we've found to work very well and provide good discounts on brand and generic drugs is the Bluegrass Rx Card. It was started by some folks out of Kentucky, but can actually be used by anyone, anywhere in the US at more than 50,000 pharmacies, including most major pharmacy chains like Walgreens, Walmart, Sams, CVS, etc. It's completely FREE and there's no paperwork or anything. I know it sounds too good to be true, but it really works and has been a real help to us. If you go to the website, you can get a copy of the free Bluegrass Rx Card ad other helpful information, including access to drug coupons for brand drugs.

    Here's the website: http://bit.ly/drugsavingscard

    Give it a shot. You'll be glad you did.

    March 24, 2011 at 02:52 | Report abuse | Reply
  29. Joe Camel

    I have insurance and consider myself very fortunate. We need to change insurance to be just that – insurance. Blanket health care is expensive and unnecessary for most. The most catastrophic diseases should be covered but not the runny nose. What I mean is this; If you choose to run to the doctor every time you have a runny nose then you should pay through that nose. Taking the time of a physician to wipe your nose and point you to the cold and flu aisle of the local drug store is a waste of the doc's time and a huge waste of so-called insurance.

    We need to become more serious about maintaining healthier lifestyles. Insurance is being used to subsidize unhealthy lifestyles (e.g. heavy drinking, smoking, overeating) at great expense to all of us. I hate the idea of government telling us what we can or cannot ingest or drink, but there has to be some sort of self-regulation. Doctors are being used like body shop mechanics for cars we refuse to wash, wax or maintain. We ask them to perform miracles on bodies we refuse to even take the most rudimentary care of other than the daily shower or bath. We overeat, don't exercise, drink heavily and/or smoke then ask the doctor in our advancing years to nullify past history or at least prolong our lives beyond reasonable.

    The key to universal health care is universal acceptance of care for our own bodies, minds and souls. Costs would and could plummet if we just took a bit more care of ourselves and didn't bother doctors with nuisance visits.

    March 24, 2011 at 05:55 | Report abuse | Reply
  30. Sam

    I am a temporary federal worker with a pre-existing condition. I have been without health insurance since I got laid off from my last job 2 years ago. I am not offered health insurance through the government because of my temporary status and I cannot get private insurance on my own. I looked at the prices for health insurance offered through the federal program that was recently passed but I can't afford $600/month. I DO NOT want to be without insurance but until I find a new job where it is offered there is nothing more I can do. I have had hosptial stays since being uninsured and I could not settled down my bill to something reasonable. My situation is not a choice!! I am a hard worker who just happens to have a medical condition. If the feds want to push mandotory health insurance on us they should start with insuring all of their own!!!

    March 24, 2011 at 08:29 | Report abuse | Reply
    • LetsFixIT

      Sam – $600.– monthly is apx. 1/2 of what most people pay in the for-profit and not-for-profit sectors (IF they have FT jobs!). Publik sector employees continue to enjoy extra-ordinary benefits as part of their compensation, And Retirement packages.
      Reality Check!

      March 24, 2011 at 16:41 | Report abuse |
    • Daniel B

      Daniel B

      Daniel B

      Hello, Here is some info that you might be interested in: Sam, I can personally relate to your problem with that pre-existing condition. You will be happy to know that the Insurance Co. I represent gets you qualified no matter what. There are no age or health restrictions. Please take a look below for more info. You can be insured for atleast $400 less than what you have paid. The best of luck to you in whatever avenue you decide to go. Take care..
      My name is Daniel Berru and I am an agent for a health insurance company and I can definitely help any of you here with obtaining health insurance coverage if you are interested. Just a brief summary for you, I work for a company called Family Care which has been around for 28 years now and our Insurance Division is American Workers Insurance Services otherwise known as AWIS. We are what's called Association Healthcare & our company is geared towards people like you who have lost their health coverage due to a layoff, qualifying issues, or simply because you just cannot afford it. Without overwhelming you with a ton of information all at once, I can tell you that I can get you covered as an individual for our lowest plan at $59.95 a month. Our most popular plan is the Care Choice plan which covers you and your family. On this plan you and your entire family will be covered fully with health insurance as well as even Life Insurance along with numerous other benefits that will help you out. This plan is $99.95 a month with a one time $100.00 application fee. Imagine getting your entire family covered for under $100 a month. The annual premiuim will never change on you. If you sign up for the Care Choice plan at $99.95, then your monthly payments will always be locked in for you at that price. Of course you can downgrade and upgrade to other packages at any time without having to pay the application fee again. If you would like to contact me for more info and a
      possible time to get together to discuss your options either in person or over the phone, then please call me directly
      at (661) 312-7797. I am located in Southern California but can help you get insured wherever you are in the country. I invite you to also visit dberru.awiscard.com to view the actual plans in advance and get a quick idea of what is available to you. While on that site, you can click on the "CONTACT" button to also get in contact with me. I have FREE Prescriptions cards that are for clients that purchase a plan. These cards are just an added bonus that gives you a savings of anywhere from 10% to 80% off any of your generic or name brand prescriptions. It can be used permanently over and over again at thousands of pharmacies including Wal-Mart, Walgreens, CVS, Kroger and many more. Please let me know if you are interested and I will do whatever I can to relieve some of that financial stress for you in regards to health insurance. This will definitely help you and ease your mind about atleast having health coverage in case of an accident, injury, illness or just your routine doctor appts. If you decide to go a different route, than I wish you the very best in these tough times. If I can help answer or assist you in anyway, then I look forward to hearing from you. Thank you all in advance.

      – Agent: Daniel Berru #43864

      – Phone: (661) 312-7797

      – dberru.awiscard.com – Information on the health plans

      – healthcaresavings247.com – Short 15 minute video overview about the company and its Insurance plans available to you

      August 15, 2011 at 02:59 | Report abuse |
  31. geebee

    The Republicans should be so proud of the figure, after all, they are the one's opposing healthcare.

    March 24, 2011 at 08:58 | Report abuse | Reply
  32. Logger Gal

    I am un-insured. Not able to afford any healthcare whatsoever (and NOTE; not qualified for any assistance out there). Would love the opportunity to actually take care of my health, so that I am able to live a longer life to enjoy it. At this rate, the medical bill I have racked up will never get paid, I will die earlier than I should have. Then I will leave behind family frustration that nothing ever got medically done, and debt that they will have to deal with. – So all in all, THIS WAS MY CHOICE? Get out ! I choose to be a part of life and be productive.... we didn't need an overhaul of our healthcare system just yet (or all at once), just get the ones that can't be insured some insurance or healthcare..... geez its not that complicated.

    March 24, 2011 at 09:36 | Report abuse | Reply
    • Daniel B

      Daniel B

      Daniel B

      Hello, Here is some info that you might be interested in: You might be pleasantly surprised that our Company can get you covered with very affordable and realistic plans. Very best of luck to you...
      My name is Daniel Berru and I am an agent for a health insurance company and I can definitely help any of you here with obtaining health insurance coverage if you are interested. Just a brief summary for you, I work for a company called Family Care which has been around for 28 years now and our Insurance Division is American Workers Insurance Services otherwise known as AWIS. We are what's called Association Healthcare & our company is geared towards people like you who have lost their health coverage due to a layoff, qualifying issues, or simply because you just cannot afford it. Without overwhelming you with a ton of information all at once, I can tell you that I can get you covered as an individual for our lowest plan at $59.95 a month. Our most popular plan is the Care Choice plan which covers you and your family. On this plan you and your entire family will be covered fully with health insurance as well as even Life Insurance along with numerous other benefits that will help you out. This plan is $99.95 a month with a one time $100.00 application fee. Imagine getting your entire family covered for under $100 a month. The annual premiuim will never change on you. If you sign up for the Care Choice plan at $99.95, then your monthly payments will always be locked in for you at that price. Of course you can downgrade and upgrade to other packages at any time without having to pay the application fee again. If you would like to contact me for more info and a
      possible time to get together to discuss your options either in person or over the phone, then please call me directly
      at (661) 312-7797. I am located in Southern California but can help you get insured wherever you are in the country. I invite you to also visit dberru.awiscard.com to view the actual plans in advance and get a quick idea of what is available to you. While on that site, you can click on the "CONTACT" button to also get in contact with me. I have FREE Prescriptions cards that are for clients that purchase a plan. These cards are just an added bonus that gives you a savings of anywhere from 10% to 80% off any of your generic or name brand prescriptions. It can be used permanently over and over again at thousands of pharmacies including Wal-Mart, Walgreens, CVS, Kroger and many more. Please let me know if you are interested and I will do whatever I can to relieve some of that financial stress for you in regards to health insurance. This will definitely help you and ease your mind about atleast having health coverage in case of an accident, injury, illness or just your routine doctor appts. If you decide to go a different route, than I wish you the very best in these tough times. If I can help answer or assist you in anyway, then I look forward to hearing from you. Thank you all in advance.

      – Agent: Daniel Berru #43864

      – Phone: (661) 312-7797

      – dberru.awiscard.com – Information on the health plans

      – healthcaresavings247.com – Short 15 minute video overview about the company and its Insurance plans available to you

      August 15, 2011 at 03:03 | Report abuse |
  33. Twyla

    I have been under-employed for almost 3 years and Health Insurance was a large expense I decided to eliminate. I am a healthy 51 year old and I do what I can to stay healthy such as eating well and exercising.

    Over the past 3 years I've been to the Dr. for routine care, illness, broken bones and I've paid for every PENNY out of my own pocket. Just because I'm not insured, does not mean that I am not willing and able to pay for my medical expenses. It is very frustrating to pay full price for something when I know the insured reimbursement amount is far less than what I pay my provider.

    Perhaps the amount the uninsured are paying (whether it be through tax dollars covering the uninsured or self-pay) is actually allowing the insuredinsurance companies to pay less?

    March 24, 2011 at 09:58 | Report abuse | Reply
    • Daniel B

      Daniel B

      Daniel B

      Hello, Here is some info that you might be interested in: Please take a look at the info below to see if our plans fit your needs. I think you will be pleasantly surprised with the coverage and the affordability. Very best of luck to you in whatever you decide for yourself..
      My name is Daniel Berru and I am an agent for a health insurance company and I can definitely help any of you here with obtaining health insurance coverage if you are interested. Just a brief summary for you, I work for a company called Family Care which has been around for 28 years now and our Insurance Division is American Workers Insurance Services otherwise known as AWIS. We are what's called Association Healthcare & our company is geared towards people like you who have lost their health coverage due to a layoff, qualifying issues, or simply because you just cannot afford it. Without overwhelming you with a ton of information all at once, I can tell you that I can get you covered as an individual for our lowest plan at $59.95 a month. Our most popular plan is the Care Choice plan which covers you and your family. On this plan you and your entire family will be covered fully with health insurance as well as even Life Insurance along with numerous other benefits that will help you out. This plan is $99.95 a month with a one time $100.00 application fee. Imagine getting your entire family covered for under $100 a month. The annual premiuim will never change on you. If you sign up for the Care Choice plan at $99.95, then your monthly payments will always be locked in for you at that price. Of course you can downgrade and upgrade to other packages at any time without having to pay the application fee again. If you would like to contact me for more info and a
      possible time to get together to discuss your options either in person or over the phone, then please call me directly
      at (661) 312-7797. I am located in Southern California but can help you get insured wherever you are in the country. I invite you to also visit dberru.awiscard.com to view the actual plans in advance and get a quick idea of what is available to you. While on that site, you can click on the "CONTACT" button to also get in contact with me. I have FREE Prescriptions cards that are for clients that purchase a plan. These cards are just an added bonus that gives you a savings of anywhere from 10% to 80% off any of your generic or name brand prescriptions. It can be used permanently over and over again at thousands of pharmacies including Wal-Mart, Walgreens, CVS, Kroger and many more. Please let me know if you are interested and I will do whatever I can to relieve some of that financial stress for you in regards to health insurance. This will definitely help you and ease your mind about atleast having health coverage in case of an accident, injury, illness or just your routine doctor appts. If you decide to go a different route, than I wish you the very best in these tough times. If I can help answer or assist you in anyway, then I look forward to hearing from you. Thank you all in advance.

      – Agent: Daniel Berru #43864

      – Phone: (661) 312-7797

      – dberru.awiscard.com – Information on the health plans

      – healthcaresavings247.com – Short 15 minute video overview about the company and its Insurance plans available to you

      August 15, 2011 at 03:07 | Report abuse |
  34. OldGoat

    It has been reported that some 20 percent of all motorists in the USA are uninsured. I don't see anyone up in arms about it. Yet, the average individual is in far greater danger of being injured or killed in a motor vehicle crash than from becoming ill. Perhaps we need legislation enacted to assist uninsured drivers in the purchase of auto insurance, with the IRS going after those who don't purchase insurance. Then we can tax everyone into oblivion and thus make it too expensive to drive. In essence, this is what the socialized medicine advocates are promoting.

    March 24, 2011 at 10:24 | Report abuse | Reply
  35. KinNYC

    My nephew was recommended for a special treatment. Their insurance has very large deductible which hasn't been met. Sister goes to pay cash. The facility said it wouldn't take cash!

    Insurance companies are monsters that are there to make a profit from your illness. If that money were collected and paid directly to doctors and hospitals we'd cut out the middle man and could insure all Americans. Not rocket science.

    March 24, 2011 at 10:56 | Report abuse | Reply
  36. KinNYC

    Mother getting chemo treatments at large cancer facility near Chicago. Insurance paid most of the bills. She switch to same named facility in PA closer to her home. Insurance would not pay. Same organization name, same billing address. So hard to fight the insurance companies when you're fighting a terrible disease. The system is broken people. We need real ways to fix it.

    March 24, 2011 at 11:03 | Report abuse | Reply
  37. JimmyShaftbobber

    I kissed my way up to VP at a health insurance company. Now I take over $500,000 of your health care dollars for NO VALUE ADDED to your health care. And that’s just me. Now think about how many other VPs, Directors, Managers, etc. are at my company alone. Now multiply that by thousands of others at hundreds of other health insurance companies. From 10 to 25% of your health care dollars go towards administration that adds NO VALUE to your health care. But my company’s PAC dollars will continue to fool you little people into thinking that a single payer system will be bad. Little people like you are so easy to fool. Little people also don’t realize that a single payer system is the ONLY system that would allow little people (as an entire country) to negotiate better health care prices. Little people don’t realize that the Medical Cartels already know that. And that is the reason why the Medical Cartels spend so much PAC money from the hospitals and doctors lobbying against a single payer system. Some little people say that a single payer system would cost you little people more. But if that were true, then wouldn’t the hospitals and doctors WANT that extra money? Yes they would. So why do the Medical Cartels lobby against a single payer system? It’s because the Medical Cartels know it would allow little people to negotiate better health care prices. And that’s what the Medical Cartels are afraid of. Period.
    But us big wigs at insurance companies, hospitals, and pharmacy companies don’t ever need to worry about health care no matter what it costs. We get our health care paid for one way or another by you little people. And we get the little people that work at our companies to contribute to our PACs. And us big wigs say it’s to protect the little peoples’ jobs. But in reality it would be in the little peoples’ best interest to NOT contribute to the PAC. Again, little people are so easy to be fooled. I won’t ever have to worry about losing my job with so many little people being brain washed by the Medical Cartels’ PAC money. Not only that, the Medical Cartels’ PAC money is used to elect so many republicans that will never allow a single payer system. Republicans have always fought against any meaningful health care reform. But that’s what our Medical Cartels’ PACs pay them for. Politicians can be bought so easily.
    Pretty soon the only people that will be able to afford health care is us big wigs. And that’s the way it should be. We don’t want you little people using up the resources when we need them. And once again, I thank you little people for capping my SS tax at the $106,800 level. Now I only pay 1.3% SS tax and you little people pay 6.2%. Also, thank you for extending my tax breaks. I’m using the extra money on my vacation houses.

    March 24, 2011 at 11:20 | Report abuse | Reply
  38. zbzb

    I am a 22 y/o female, and I can't get health care. Why? Just some heart issues, you see I am too much of a liability for the wealthy insurance companies. And when a president tries to fix these issues, the mighty dumb a$$ repuks try to sabotage 50 million American's health just to feed the hungry wealthy CEOs.
    And yes I can go to an ER and get health care, but it ain't free! I will have to pay at least $50,000 to make sure I am not in collection's agency which would ruin my entire future. Sometimes it just sucks being a middle class person (meaning majority of the Americans) but what are you going to do? The country will not help you, not saying medicaid, but saying a reform which would at least have lower premiums, accept pre-existing conditions and kids on parents insurance till 24! Sounds familiar? Oh yes, its the socialist Obama care which just seems right to an average hard working American!

    March 24, 2011 at 11:24 | Report abuse | Reply
    • LetsFixIT

      Hmmmm – another 'piece' of the American dream!

      March 24, 2011 at 16:22 | Report abuse |
    • Daniel B

      Daniel B

      Daniel B

      Hello, Here is some info that you might be interested in: Very sorry to hear about your heart condition. The good news however is that with our Insurance Company you WILL qualify for health insurance. There are no age or health restrictions. The plans are made to be affordable for people just like you. Take a look below to see if what we have will work for you. Best of luck to you with whatever avenue you decide to go...
      My name is Daniel Berru and I am an agent for a health insurance company and I can definitely help any of you here with obtaining health insurance coverage if you are interested. Just a brief summary for you, I work for a company called Family Care which has been around for 28 years now and our Insurance Division is American Workers Insurance Services otherwise known as AWIS. We are what's called Association Healthcare & our company is geared towards people like you who have lost their health coverage due to a layoff, qualifying issues, or simply because you just cannot afford it. Without overwhelming you with a ton of information all at once, I can tell you that I can get you covered as an individual for our lowest plan at $59.95 a month. Our most popular plan is the Care Choice plan which covers you and your family. On this plan you and your entire family will be covered fully with health insurance as well as even Life Insurance along with numerous other benefits that will help you out. This plan is $99.95 a month with a one time $100.00 application fee. Imagine getting your entire family covered for under $100 a month. The annual premiuim will never change on you. If you sign up for the Care Choice plan at $99.95, then your monthly payments will always be locked in for you at that price. Of course you can downgrade and upgrade to other packages at any time without having to pay the application fee again. If you would like to contact me for more info and a
      possible time to get together to discuss your options either in person or over the phone, then please call me directly
      at (661) 312-7797. I am located in Southern California but can help you get insured wherever you are in the country. I invite you to also visit dberru.awiscard.com to view the actual plans in advance and get a quick idea of what is available to you. While on that site, you can click on the "CONTACT" button to also get in contact with me. I have FREE Prescriptions cards that are for clients that purchase a plan. These cards are just an added bonus that gives you a savings of anywhere from 10% to 80% off any of your generic or name brand prescriptions. It can be used permanently over and over again at thousands of pharmacies including Wal-Mart, Walgreens, CVS, Kroger and many more. Please let me know if you are interested and I will do whatever I can to relieve some of that financial stress for you in regards to health insurance. This will definitely help you and ease your mind about atleast having health coverage in case of an accident, injury, illness or just your routine doctor appts. If you decide to go a different route, than I wish you the very best in these tough times. If I can help answer or assist you in anyway, then I look forward to hearing from you. Thank you all in advance.

      – Agent: Daniel Berru #43864

      – Phone: (661) 312-7797

      – dberru.awiscard.com – Information on the health plans

      – healthcaresavings247.com – Short 15 minute video overview about the company and its Insurance plans available to you

      August 15, 2011 at 03:15 | Report abuse |
  39. WeAlreadySpent

    1 Billion dollars bombing Libia. We can afford health care for all american citizens. But we need a single payer system. A single payer system is the ONLY system that will allow "we the people" to negotiate better health care prices.

    March 24, 2011 at 12:06 | Report abuse | Reply
    • Pumbaa

      It was no problem finding the 1 Billion dollars to bomb Libya was it?

      March 24, 2011 at 15:14 | Report abuse |
  40. notmd

    why get insurance when you can have charity care?..hospitals are making it easier to apply,states love it because there are less people on the medicaid rolls and patients can keep going to the emergency room and not be hassled with bills(and they can keep coming back)..so would you spend money to get insurance?..

    March 24, 2011 at 12:08 | Report abuse | Reply
  41. Merewyn

    Healthcare reform didn't go far enough. People can't afford to pay insurance premiums, and for many who do have insurance, paying the premium is so expensive they can't afford the copay. If you don't have insurance, a life-saving prescription could cost hundreds of dollars, and that's not even including office visits, etc. God forbid something really bad happen, because an accident of any sort would mean bankruptcy.

    Wake up, America. It's time to stop making policies that will support us "when we get rich" and instead focus on the reality that there's a larger-than-ever income gap and that your average hard-working American can't afford basic necessities. Something has to change.

    March 24, 2011 at 12:18 | Report abuse | Reply
    • Daniel B

      Daniel B

      Daniel B

      Hello, Here is some info that you might be interested in: Best of luck to you with whatever avenue you decide to explore in these rough times...
      My name is Daniel Berru and I am an agent for a health insurance company and I can definitely help any of you here with obtaining health insurance coverage if you are interested. Just a brief summary for you, I work for a company called Family Care which has been around for 28 years now and our Insurance Division is American Workers Insurance Services otherwise known as AWIS. We are what's called Association Healthcare & our company is geared towards people like you who have lost their health coverage due to a layoff, qualifying issues, or simply because you just cannot afford it. Without overwhelming you with a ton of information all at once, I can tell you that I can get you covered as an individual for our lowest plan at $59.95 a month. Our most popular plan is the Care Choice plan which covers you and your family. On this plan you and your entire family will be covered fully with health insurance as well as even Life Insurance along with numerous other benefits that will help you out. This plan is $99.95 a month with a one time $100.00 application fee. Imagine getting your entire family covered for under $100 a month. The annual premiuim will never change on you. If you sign up for the Care Choice plan at $99.95, then your monthly payments will always be locked in for you at that price. Of course you can downgrade and upgrade to other packages at any time without having to pay the application fee again. If you would like to contact me for more info and a
      possible time to get together to discuss your options either in person or over the phone, then please call me directly
      at (661) 312-7797. I am located in Southern California but can help you get insured wherever you are in the country. I invite you to also visit dberru.awiscard.com to view the actual plans in advance and get a quick idea of what is available to you. While on that site, you can click on the "CONTACT" button to also get in contact with me. I have FREE Prescriptions cards that are for clients that purchase a plan. These cards are just an added bonus that gives you a savings of anywhere from 10% to 80% off any of your generic or name brand prescriptions. It can be used permanently over and over again at thousands of pharmacies including Wal-Mart, Walgreens, CVS, Kroger and many more. Please let me know if you are interested and I will do whatever I can to relieve some of that financial stress for you in regards to health insurance. This will definitely help you and ease your mind about atleast having health coverage in case of an accident, injury, illness or just your routine doctor appts. If you decide to go a different route, than I wish you the very best in these tough times. If I can help answer or assist you in anyway, then I look forward to hearing from you. Thank you all in advance.

      – Agent: Daniel Berru #43864

      – Phone: (661) 312-7797

      – dberru.awiscard.com – Information on the health plans

      – healthcaresavings247.com – Short 15 minute video overview about the company and its Insurance plans available to you

      August 15, 2011 at 03:18 | Report abuse |
  42. sanjosemike

    It is possible to get major medical health insurance in most states even with a pre-existing condition by forming a "family business" of two employees or more (husband or domestic partner OK). Then buy the insurance through a "small business" option. The up-side: The insurance is excellent. The down side: It's very expensive.

    March 24, 2011 at 12:27 | Report abuse | Reply
    • Daniel B

      Daniel B

      Daniel B

      Hello, Here is some info that you might be interested in: The good news is that even with a pre-existing condition, you will be qualified. With our Company there are absolutely no age or health restrictions. Hope the info below proves to be useful for you. Best of luck to you with whatever avenue you decide to explore..
      My name is Daniel Berru and I am an agent for a health insurance company and I can definitely help any of you here with obtaining health insurance coverage if you are interested. Just a brief summary for you, I work for a company called Family Care which has been around for 28 years now and our Insurance Division is American Workers Insurance Services otherwise known as AWIS. We are what's called Association Healthcare & our company is geared towards people like you who have lost their health coverage due to a layoff, qualifying issues, or simply because you just cannot afford it. Without overwhelming you with a ton of information all at once, I can tell you that I can get you covered as an individual for our lowest plan at $59.95 a month. Our most popular plan is the Care Choice plan which covers you and your family. On this plan you and your entire family will be covered fully with health insurance as well as even Life Insurance along with numerous other benefits that will help you out. This plan is $99.95 a month with a one time $100.00 application fee. Imagine getting your entire family covered for under $100 a month. The annual premiuim will never change on you. If you sign up for the Care Choice plan at $99.95, then your monthly payments will always be locked in for you at that price. Of course you can downgrade and upgrade to other packages at any time without having to pay the application fee again. If you would like to contact me for more info and a
      possible time to get together to discuss your options either in person or over the phone, then please call me directly
      at (661) 312-7797. I am located in Southern California but can help you get insured wherever you are in the country. I invite you to also visit dberru.awiscard.com to view the actual plans in advance and get a quick idea of what is available to you. While on that site, you can click on the "CONTACT" button to also get in contact with me. I have FREE Prescriptions cards that are for clients that purchase a plan. These cards are just an added bonus that gives you a savings of anywhere from 10% to 80% off any of your generic or name brand prescriptions. It can be used permanently over and over again at thousands of pharmacies including Wal-Mart, Walgreens, CVS, Kroger and many more. Please let me know if you are interested and I will do whatever I can to relieve some of that financial stress for you in regards to health insurance. This will definitely help you and ease your mind about atleast having health coverage in case of an accident, injury, illness or just your routine doctor appts. If you decide to go a different route, than I wish you the very best in these tough times. If I can help answer or assist you in anyway, then I look forward to hearing from you. Thank you all in advance.

      – Agent: Daniel Berru #43864

      – Phone: (661) 312-7797

      – dberru.awiscard.com – Information on the health plans

      – healthcaresavings247.com – Short 15 minute video overview about the company and its Insurance plans available to you

      August 15, 2011 at 03:22 | Report abuse |
  43. Valerie C. Hertz-Kusz

    Question: Is this 50 million uninsured shown in article, the 50 million hispanics that the census bureau showed today?
    Today: 03/24/11?
    Boca Val~

    March 24, 2011 at 12:27 | Report abuse | Reply
  44. jim

    The problem is that everyone addresses this issue as though health insurance and health care are rights. They are NOT. If a doctor or hospital wants to treat poor people and pass the cost on to paying customers, that's their right, but the paying customer should be aware and have the choice of going to a health provider that does not do that. Many people are nearly impossible to help. I know many very poor families (I drive a church bus on Sundays) that have no food and dress their children in rags, yet they have 50 inch TVs, cell phones and XBoxes. If you give poor people free stuff, many will misuse it. That's why socialism doesn't work and this country is going down the tubes.

    March 24, 2011 at 12:58 | Report abuse | Reply
    • LetsFixIT

      Is that so? Really!

      March 24, 2011 at 16:34 | Report abuse |
  45. Tek

    Ok here's a question. 50 million is a big number right? Well how many of those people waived coverage? How many are not citizens? How many are unemployed? How many can't afford insurance offered through their job?

    March 24, 2011 at 13:01 | Report abuse | Reply
  46. sharon

    Its often about priorities, Having been a insurance agent selling health products for 3 decades, I would estimate half of that 50 million would rather have a new suv in the drive, nice clothes and Jewelry or more illegal things than pay the $400 a month I pay for health insurance. I do without all those things so that I can pay my medical costs and the taxpayers dont have to and trust me every medical treatment for those not insured, the taxpayer pays for, one way or another.

    March 24, 2011 at 13:03 | Report abuse | Reply
    • Daniel B

      Daniel B

      Daniel B

      Hello, Here is some info that you might be interested in: Our Insurance Company can get you covered at the very least $200 a month less than what you pay now. Hopefully the info below proves to be useful for you. Best of luck to you in these rough times..
      My name is Daniel Berru and I am an agent for a health insurance company and I can definitely help any of you here with obtaining health insurance coverage if you are interested. Just a brief summary for you, I work for a company called Family Care which has been around for 28 years now and our Insurance Division is American Workers Insurance Services otherwise known as AWIS. We are what's called Association Healthcare & our company is geared towards people like you who have lost their health coverage due to a layoff, qualifying issues, or simply because you just cannot afford it. Without overwhelming you with a ton of information all at once, I can tell you that I can get you covered as an individual for our lowest plan at $59.95 a month. Our most popular plan is the Care Choice plan which covers you and your family. On this plan you and your entire family will be covered fully with health insurance as well as even Life Insurance along with numerous other benefits that will help you out. This plan is $99.95 a month with a one time $100.00 application fee. Imagine getting your entire family covered for under $100 a month. The annual premiuim will never change on you. If you sign up for the Care Choice plan at $99.95, then your monthly payments will always be locked in for you at that price. Of course you can downgrade and upgrade to other packages at any time without having to pay the application fee again. If you would like to contact me for more info and a
      possible time to get together to discuss your options either in person or over the phone, then please call me directly
      at (661) 312-7797. I am located in Southern California but can help you get insured wherever you are in the country. I invite you to also visit dberru.awiscard.com to view the actual plans in advance and get a quick idea of what is available to you. While on that site, you can click on the "CONTACT" button to also get in contact with me. I have FREE Prescriptions cards that are for clients that purchase a plan. These cards are just an added bonus that gives you a savings of anywhere from 10% to 80% off any of your generic or name brand prescriptions. It can be used permanently over and over again at thousands of pharmacies including Wal-Mart, Walgreens, CVS, Kroger and many more. Please let me know if you are interested and I will do whatever I can to relieve some of that financial stress for you in regards to health insurance. This will definitely help you and ease your mind about atleast having health coverage in case of an accident, injury, illness or just your routine doctor appts. If you decide to go a different route, than I wish you the very best in these tough times. If I can help answer or assist you in anyway, then I look forward to hearing from you. Thank you all in advance.

      – Agent: Daniel Berru #43864

      – Phone: (661) 312-7797

      – dberru.awiscard.com – Information on the health plans

      – healthcaresavings247.com – Short 15 minute video overview about the company and its Insurance plans available to you

      August 15, 2011 at 03:27 | Report abuse |
  47. Echo

    Most people here need to learn how to respond to each other. All I read are adults calling each other names because they disagree. Awesome!

    March 24, 2011 at 13:30 | Report abuse | Reply
  48. Jane

    "Pretty much; if any adult is unable to afford healthcare, be it for any reason, then maybe they don't deserve to live a healthy life."

    Seriously?? I am a responsible and hard-working young woman who happens to have several pre-existing conditions that restrict my ability to get approved for health insurance – even government-subsidized state-level plans. I have contacted every major health insurance company and many smaller independent companies as well in my attempts to obtain health insurance, and I have been denied coverage every time. I currently spend several hundred dollars a month on prescription drugs alone, and without those drugs my ability to live a normal, productive life would be severely hindered. For the past year I have been working for a small business that did not offer health care for its employees – I recently had to seek other employment, largely because I can no longer afford my medication without insurance. I know one thing for sure...I DO deserve to live a normal and healthy life, just as much as every other citizen of this country...

    March 24, 2011 at 13:39 | Report abuse | Reply
    • LetsFixIT

      Another 'piece' of the American dream!
      OH! I must be dreaming – far too many (Millions!!) of good people – our citizens experiencing the same (insert stuff here) for the sake of increasing record profits at the Insurance and Rx cartels!

      March 24, 2011 at 16:47 | Report abuse |
    • Daniel B

      Daniel B

      Daniel B

      Hello, Here is some info that you might be interested in: Jane, the good news for you is that our Insurance Company will absolutely cover you no matter how many pre-existing conditions you have. Bottom line is that with us there are no age or health restrictions. Take a look below and see if what we have may work for you. The very best to you with whatever avenue you decide to take...
      My name is Daniel Berru and I am an agent for a health insurance company and I can definitely help any of you here with obtaining health insurance coverage if you are interested. Just a brief summary for you, I work for a company called Family Care which has been around for 28 years now and our Insurance Division is American Workers Insurance Services otherwise known as AWIS. We are what's called Association Healthcare & our company is geared towards people like you who have lost their health coverage due to a layoff, qualifying issues, or simply because you just cannot afford it. Without overwhelming you with a ton of information all at once, I can tell you that I can get you covered as an individual for our lowest plan at $59.95 a month. Our most popular plan is the Care Choice plan which covers you and your family. On this plan you and your entire family will be covered fully with health insurance as well as even Life Insurance along with numerous other benefits that will help you out. This plan is $99.95 a month with a one time $100.00 application fee. Imagine getting your entire family covered for under $100 a month. The annual premiuim will never change on you. If you sign up for the Care Choice plan at $99.95, then your monthly payments will always be locked in for you at that price. Of course you can downgrade and upgrade to other packages at any time without having to pay the application fee again. If you would like to contact me for more info and a
      possible time to get together to discuss your options either in person or over the phone, then please call me directly
      at (661) 312-7797. I am located in Southern California but can help you get insured wherever you are in the country. I invite you to also visit dberru.awiscard.com to view the actual plans in advance and get a quick idea of what is available to you. While on that site, you can click on the "CONTACT" button to also get in contact with me. I have FREE Prescriptions cards that are for clients that purchase a plan. These cards are just an added bonus that gives you a savings of anywhere from 10% to 80% off any of your generic or name brand prescriptions. It can be used permanently over and over again at thousands of pharmacies including Wal-Mart, Walgreens, CVS, Kroger and many more. Please let me know if you are interested and I will do whatever I can to relieve some of that financial stress for you in regards to health insurance. This will definitely help you and ease your mind about atleast having health coverage in case of an accident, injury, illness or just your routine doctor appts. If you decide to go a different route, than I wish you the very best in these tough times. If I can help answer or assist you in anyway, then I look forward to hearing from you. Thank you all in advance.

      – Agent: Daniel Berru #43864

      – Phone: (661) 312-7797

      – dberru.awiscard.com – Information on the health plans

      – healthcaresavings247.com – Short 15 minute video overview about the company and its Insurance plans available to you

      August 15, 2011 at 03:32 | Report abuse |
  49. Bill

    Sharon – There's no way that 50% of the people who don't have health insurance just choose not to. But assume you are correct (and you're not), is 25,000,000 people who can't afford health insurance a good number for you? By the way, insurance is a big part of the problem with our health care system. Insurance wastes 10-25% of our health care dollars for no value to health care. If we had a single payer system we could eliminate that waste and at the same time give "we the people" (as an entire nation) the ability to negotiate better health care prices. It's what the provider's charge that's the real problem. And since providers don't/won't compete on prices, then we should have a way to negotiate better prices.

    March 24, 2011 at 13:42 | Report abuse | Reply
    • Daniel B

      Daniel B

      Daniel B

      Hello, Here is some info that you might be interested in: Take a look below to see if the insurance plans here might work for you and your family. Affordability is always the key word in these rough times. Very best to you..
      My name is Daniel Berru and I am an agent for a health insurance company and I can definitely help any of you here with obtaining health insurance coverage if you are interested. Just a brief summary for you, I work for a company called Family Care which has been around for 28 years now and our Insurance Division is American Workers Insurance Services otherwise known as AWIS. We are what's called Association Healthcare & our company is geared towards people like you who have lost their health coverage due to a layoff, qualifying issues, or simply because you just cannot afford it. Without overwhelming you with a ton of information all at once, I can tell you that I can get you covered as an individual for our lowest plan at $59.95 a month. Our most popular plan is the Care Choice plan which covers you and your family. On this plan you and your entire family will be covered fully with health insurance as well as even Life Insurance along with numerous other benefits that will help you out. This plan is $99.95 a month with a one time $100.00 application fee. Imagine getting your entire family covered for under $100 a month. The annual premiuim will never change on you. If you sign up for the Care Choice plan at $99.95, then your monthly payments will always be locked in for you at that price. Of course you can downgrade and upgrade to other packages at any time without having to pay the application fee again. If you would like to contact me for more info and a
      possible time to get together to discuss your options either in person or over the phone, then please call me directly
      at (661) 312-7797. I am located in Southern California but can help you get insured wherever you are in the country. I invite you to also visit dberru.awiscard.com to view the actual plans in advance and get a quick idea of what is available to you. While on that site, you can click on the "CONTACT" button to also get in contact with me. I have FREE Prescriptions cards that are for clients that purchase a plan. These cards are just an added bonus that gives you a savings of anywhere from 10% to 80% off any of your generic or name brand prescriptions. It can be used permanently over and over again at thousands of pharmacies including Wal-Mart, Walgreens, CVS, Kroger and many more. Please let me know if you are interested and I will do whatever I can to relieve some of that financial stress for you in regards to health insurance. This will definitely help you and ease your mind about atleast having health coverage in case of an accident, injury, illness or just your routine doctor appts. If you decide to go a different route, than I wish you the very best in these tough times. If I can help answer or assist you in anyway, then I look forward to hearing from you. Thank you all in advance.

      – Agent: Daniel Berru #43864

      – Phone: (661) 312-7797

      – dberru.awiscard.com – Information on the health plans

      – healthcaresavings247.com – Short 15 minute video overview about the company and its Insurance plans available to you

      August 15, 2011 at 03:39 | Report abuse |
  50. Paul

    The reality is that health insurance has become a fact-of-life expense for people living in the 21st century... just like food is an expense and housing is an expense and clothing is an expense. I suspect that a considerable number of folks who do not have health insurance have a cell phone, and a cell phone monthly talk plan, and a flat screen TV, and a cable TV plan, and internet service, etc as expenses that they have chosen to pay for... while complaining that they do not have health insurance.

    March 24, 2011 at 13:52 | Report abuse | Reply
    • Daniel B

      Daniel B

      Daniel B

      Hello, Here is some info that you might be interested in: Hi Paul, not sure if you have health insurance but if not, take a moment to look at the info below. Might be worth it for you and your family financially depending on your situation. The very best of luck to you. Take care....
      My name is Daniel Berru and I am an agent for a health insurance company and I can definitely help any of you here with obtaining health insurance coverage if you are interested. Just a brief summary for you, I work for a company called Family Care which has been around for 28 years now and our Insurance Division is American Workers Insurance Services otherwise known as AWIS. We are what's called Association Healthcare & our company is geared towards people like you who have lost their health coverage due to a layoff, qualifying issues, or simply because you just cannot afford it. Without overwhelming you with a ton of information all at once, I can tell you that I can get you covered as an individual for our lowest plan at $59.95 a month. Our most popular plan is the Care Choice plan which covers you and your family. On this plan you and your entire family will be covered fully with health insurance as well as even Life Insurance along with numerous other benefits that will help you out. This plan is $99.95 a month with a one time $100.00 application fee. Imagine getting your entire family covered for under $100 a month. The annual premiuim will never change on you. If you sign up for the Care Choice plan at $99.95, then your monthly payments will always be locked in for you at that price. Of course you can downgrade and upgrade to other packages at any time without having to pay the application fee again. If you would like to contact me for more info and a
      possible time to get together to discuss your options either in person or over the phone, then please call me directly
      at (661) 312-7797. I am located in Southern California but can help you get insured wherever you are in the country. I invite you to also visit dberru.awiscard.com to view the actual plans in advance and get a quick idea of what is available to you. While on that site, you can click on the "CONTACT" button to also get in contact with me. I have FREE Prescriptions cards that are for clients that purchase a plan. These cards are just an added bonus that gives you a savings of anywhere from 10% to 80% off any of your generic or name brand prescriptions. It can be used permanently over and over again at thousands of pharmacies including Wal-Mart, Walgreens, CVS, Kroger and many more. Please let me know if you are interested and I will do whatever I can to relieve some of that financial stress for you in regards to health insurance. This will definitely help you and ease your mind about atleast having health coverage in case of an accident, injury, illness or just your routine doctor appts. If you decide to go a different route, than I wish you the very best in these tough times. If I can help answer or assist you in anyway, then I look forward to hearing from you. Thank you all in advance.

      – Agent: Daniel Berru #43864

      – Phone: (661) 312-7797

      – dberru.awiscard.com – Information on the health plans

      – healthcaresavings247.com – Short 15 minute video overview about the company and its Insurance plans available to you

      August 15, 2011 at 03:42 | Report abuse |
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Get a behind-the-scenes look at the latest stories from CNN Chief Medical Correspondent, Dr. Sanjay Gupta, Senior Medical Correspondent Elizabeth Cohen and the CNN Medical Unit producers. They'll share news and views on health and medical trends - info that will help you take better care of yourself and the people you love.